6710 Spruce Rd, Alborn, MN 55702 Property Records

St. Louis County property record for 6710 Spruce Rd, Alborn, MN 55702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,215 sqft · built 1920
Lot Size	1 acres (43,874 sqft)
Owner	Individual Name on Record
Tax Bill	$2,472 (2026)
Deeds & Mortgages	Aug 2022 Transfer Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`205-0028-00040`

Property Details

APN / Parcel Number

Primary APN	`205-0028-00040`
Alternative APN	`863589`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,215 sqft Gross Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	43,874 sqft (1 acres)
Garage Area	3,276 sqft

Exterior Amenities

Porch	Porch
Porch Area	117 sqft
Deck Area	16 sqft
Patio Area	1,184 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Wood

Location & Zoning

Account Number	863589
Street Address	6710 SPRUCE RD
City	ALBORN
State	MN
Zip	55702-8279
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	LOT: 0004 BLOCK:001 SERIAL #
Legal Subdivision	LAKE HEIGHTS DIV T OF ALBORN
Legal Block	1
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	ALBORN
Census Block Group	1
Census Block	1005
Census Tract	11200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6710 SPRUCE RD, ALBORN, MN 55702-8279
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Transfer on Death Deed, Transfer
Aug 8, 2022	Transfer on Death Deed, Transfer
Nov 5, 2020	Deed of Trust, Mortgage · Line of Credit CENTRICITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 2, 2022
Transfer Doc	0001059793
Record Updated	Sep 20, 2026

August 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 8, 2022
Property Address	6710 SPRUCE RD, ALBORN, MN 55702-8279
Document Number	0001059793
Instrument Date	Aug 2, 2022
Instrument	1059793
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

August 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 8, 2022
Property Address	6710 SPRUCE RD, ALBORN, MN 55702-8279
Document Number	0001449229
Instrument Date	Aug 2, 2022
Instrument	1449229
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6710 SPRUCE RD, ALBORN, MN 55702-8279
Document Number	00T1033875
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6710 SPRUCE RD ALBORN MN 557028279, ALBORN, MN 55702-8279

Mortgage

Document Number	00T1033875
Date	Dec 17, 2020
Instrument	T1033875

Lender

Name	CENTRICITY CU
Address	HERMANTOWN, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 16, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Alborn Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,472.00 (+18.62%) Homeowner's exemption
2025	$2,084.00 (-21.65%) Homeowner's exemption	$315,600 (+12.75%) Land $82,500 Building $233,100	$315,600 (+12.75%) Land $82,500 Building $233,100
2024	$2,660.00	$279,900 (+4.01%) Land $79,100 Building $200,800	$279,900 (+4.01%) Land $79,100 Building $200,800
2022		$269,100 Land $100,000 Building $169,100	$269,100 Land $100,000 Building $169,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: T-Mobile.

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