671 Whitewater Dr, Bertram, TX 78605 Property Records

Burnet County property record for 671 Whitewater Dr, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	1,746 sqft · built 2017
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on Record
Last Sale	$319,800 (Apr 2017)
Tax Bill	$4,994 (2025)
Deeds & Mortgages	May 2018 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08530-0400-00439-000`

Property Details

APN / Parcel Number

Primary APN	`08530-0400-00439-000`
Alternative APN	`65025`

Interior

Stories	1 Story
Building Area	1,746 sqft Living Area
Gross Area	2,322 sqft
1st Floor Area	1,746 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	49,223 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	317 sqft
Storage Building	252 sqft

Location & Zoning

Street Address	671 WHITEWATER DR
City	BERTRAM
State	TX
Zip	78605-4569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S8530 WHITEWATER SPRINGS LOT 439 SEC 4
Legal Subdivision	WHITEWATER SPRINGS
Legal Block	2
Legal Lot Number	439
Jurisdiction	BURNET TX
Township / Civil Division	BURNET
Census Block Group	2
Census Block	2082
Census Tract	960402

Owner

Source: Burnet County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	671 WHITEWATER DR, BERTRAM, TX 78605-4569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage R BANK
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 19, 2017	Deed, Construction Loan · Construction Mortgage R BANK
Apr 19, 2017	Deed, Construction Loan · Construction Mortgage R BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2017 · Amount on Record
Deed Sale	Apr 19, 2017 · Amount on Record
Prior Sale	Aug 19, 2015 · Amount on Record
Deed Document Number	20173695
Prior Transfer Date	Aug 13, 2015
Prior Transfer Doc	0201506833
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	671 WHITEWATER DR, BERTRAM, TX 78605-4569
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201804894
Date	May 10, 2018
Instrument	201804894

Lender

Name	R BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	671 WHITEWATER DR, BERTRAM, TX 78605-4569
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, ITC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202104765
Date	Mar 29, 2021
Instrument	202104765

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	APO, AE 9211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

April 2017: Deed, Construction Loan

Document Type	Deed
Jurisdiction	BURNET TX
Recording Date	Apr 19, 2017
Property Address	671 WHITEWATER DR, BERTRAM, TX 78605-4569
Document Number	201703695
Map Reference	CAB 2 SL 149D 150A
Instrument Date	Apr 14, 2017
Instrument	201703695
Transaction Type	Construction Loan
Record Updated	Jun 23, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	671 WHITEWATER DR, 671, BERTRAM, TX 78605-4569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 WHITEWATER DR, BERTRAM, TX 78605-4569

Mortgage

Document Number	201703696
Date	Apr 19, 2017
Instrument	201703696

Lender

Name	R BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2017: Deed, Construction Loan

Document Type	Deed
Jurisdiction	BURNET TX
Recording Date	Apr 19, 2017
Property Address	671 WHITEWATER DR, BERTRAM, TX 78605-4569
Document Number	0201703695
Map Reference	CAB 2 SL 149D 150A
Instrument Date	Apr 14, 2017
Instrument	201703695
Transaction Type	Construction Loan
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	671 WHITEWATER DR, BERTRAM, TX 78605-4569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 WHITEWATER DR, BERTRAM, TX 78605-4569

Mortgage

Document Number	0201703696
Date	Apr 19, 2017
Instrument	201703696

Lender

Name	R BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,476 (+1.61%) Land $59,890 Building $422,586	$482,476 (-) Land $59,890 Building $422,586
2025	$4,994.00 (+2.46%) Homeowner's exemption	$474,851 (-9.51%)	$482,476 (-8.06%) Land $59,890 Building $422,586
2024	$4,874.00 (+11.84%)
2023	$4,358.00 Homeowner's exemption	$524,746 Land $53,110 Building $471,636	$524,746 Land $53,110 Building $471,636

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 65% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER SPRINGS WATER SYSTEM private · serves 450 people · EPA ID TX0270124
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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