671 Whitaker Chapel Rd, Pilot Mountain, NC 27041 Property Records

Surry County property record for 671 Whitaker Chapel Rd, Pilot Mountain, NC 27041

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,232 sqft · built 1972
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (May 2018)
Tax Bill	$865 (2026)
Deeds & Mortgages	Apr 2022 Refinance May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5955-00-59-8474`

Property Details

APN / Parcel Number

Primary APN	`5955-00-59-8474`
Alternative APN	`10017491`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,050 sqft
Unfinished Basement	1,050 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	10017491
Street Address	671 WHITAKER CHAPEL RD
City	PILOT MOUNTAIN
State	NC
Zip	27041-8451
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	SR 2047
Legal Subdivision	PILOT - RURAL
Jurisdiction	SURRY NC
Township / Civil Division	PILOT
Census Block Group	3
Census Block	3020
Census Tract	931200

Owner

671 Whitaker Chapel Rd, a rural home, is owned and occupied by an individual who bought it in May 2018.

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	671 WHITAKER CHAPEL RD, PILOT MOUNTAIN, NC 27041-8451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
May 11, 2018	Warranty Deed, Transfer CAPITAL BANK NA
Jun 13, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2018 · Amount on File
Deed Sale	May 11, 2018 · Amount on File
Prior Sale	Jun 13, 2017 · Amount on File
Deed Document Number	2018654196
Deed Book / Page	1632 / 56
Prior Transfer Date	Mar 13, 2012
Prior Transfer Doc	01395/0537
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	671 WHITAKER CHAPEL RD, PILOT MOUNTAIN, NC 27041-8451
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001810/543
Date	Apr 19, 2022
Book Page	1810/543
Instrument	694905

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	May 1, 2047

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	May 11, 2018
Property Address	671 WHITAKER CHAPEL RD, PILOT MOUNTAIN, NC 27041-8451
Document Number	0001632/56
Book / Page	1632 / 56
Instrument Date	May 11, 2018
Instrument	000000654196
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1697, PILOT MOUNTAIN, NC 27041-1697

Mortgage

Document Number	0000001632/0000000059
Date	May 11, 2018
Book Page	0000001632/0000000059
Instrument	000000654197

Lender

Name	CAPITAL BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jun 13, 2017
Property Address	671 WHITAKER CHAPEL RD, PILOT MOUNTAIN, NC 27041-8451
Document Number	01597/0157
Book / Page	1597 / 0157
Instrument Date	Jun 13, 2017
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1702 PITTMAN ST, 1702, MOUNT AIRY, NC 27030-5552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 WHITAKER CHAPEL RD, PILOT MOUNTAIN, NC 27041-8451
Investor	Possibly a Property Investor

Mortgage

Document Number	01597/0159
Date	Jun 13, 2017
Book Page	1597/0159
Instrument	645844

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	3.75%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

The 2026 property tax bill for 671 Whitaker Chapel Rd was $865, up 6.3% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$865.00 (+6.27%)	$109,590 (-21.14%) Land $11,200 Building $98,390	$109,590 (-21.14%) Land $11,200 Building $98,390
2025	$814.00	$138,960 Land $12,000 Building $126,960	$138,960 Land $12,000 Building $126,960
2023	$604.00	$109,590 Land $11,200 Building $98,390	$109,590 Land $11,200 Building $98,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 671 Whitaker Chapel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 671 Whitaker Chapel Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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