Mitchell County property record for 671 Tempie Mountain Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1953 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Apr 2019) |
| Tax Bill | $874 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0890-00-72-4064 |
| Primary APN | 0890-00-72-4064 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Wood |
| Lot Area | 21,780 sqft (0.5 acres) |
| Heating System | Central |
|---|
| Account Number | 555782326 |
|---|---|
| Street Address | 671 TEMPIE MOUNTAIN RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-5411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BANJO BRANCH RD |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 950300 |
Source: Mitchell County records, as of September 8, 2026
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| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 671 TEMPIE MOUNTAIN RD, SPRUCE PINE, NC 28777-5411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 24, 2019 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2019 · Amount on Record |
| Deed Sale | Apr 24, 2019 · Amount on Record |
| Deed Document Number | 2019701 |
| Deed Book / Page | 601 / 194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 671 TEMPIE MOUNTAIN RD, SPRUCE PINE, NC 28777-5411 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 631/173 |
|---|---|
| Date | Aug 6, 2021 |
| Book Page | 631/173 |
| Instrument | 2021001700 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Apr 24, 2019 |
| Property Address | 671 TEMPIE MOUNTAIN RD, SPRUCE PINE, NC 28777-5411 |
| Document Number | 601/194 |
| Book / Page | 601 / 194 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 2019000701 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 671 TEMPIE MOUNTAIN RD, SPRUCE PINE, NC 28777-5411 |
| Document Number | 2019000702 |
|---|---|
| Date | Apr 24, 2019 |
| Instrument | 2019000702 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $874.00 | $136,600 (-) Land $16,500 Building $120,100 | |
| 2025 | $874.00 (+1.63%) | $136,600 (-) Land $16,500 Building $120,100 | |
| 2023 | $860.00 | $136,600 Land $16,500 Building $120,100 | $136,600 Land $16,500 Building $120,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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