671 S Cedar St, Gerald, MO 63037 Property Records

Franklin County property record for 671 S Cedar St, Gerald, MO 63037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,332 sqft · built 1988
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$1,755 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-1-11.0-4-099-025.200`

Property Details

APN / Parcel Number

Primary APN	`25-1-11.0-4-099-025.200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)
Patio Area	36 sqft

Location & Zoning

Street Address	671 S CEDAR ST
City	GERALD
State	MO
Zip	63037-2271
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE SE, N OF CLAY ST
Legal Range	04W
Legal Township	42
Legal Section	11
Legal Quarter	SE
Legal Subdivision	SOUTHERN HEIGHTS
Legal Block	99
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1029
Census Tract	800502

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	671 S CEDAR ST, GERALD, MO 63037-2271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2024	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 17, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2024
Deed Sale	Dec 27, 2024
Prior Sale	Jun 17, 2022
Deed Document Number	2415221
Record Updated	Jun 8, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 27, 2024
Property Address	671 S CEDAR ST, GERALD, MO 63037-2271
Document Number	0002415221
Map Reference	PB F PG 36
Instrument Date	Dec 20, 2024
Instrument	2415221
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	TRUE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15353 GREENHAVEN LN APT 106, 106, BURNSVILLE, MN 55306-1619

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	671 S CEDAR ST, GERALD, MO 63037-2271

Mortgage

Document Number	0002415222
Date	Dec 27, 2024
Instrument	2415222

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 17, 2022
Property Address	671 S CEDAR ST, GERALD, MO 63037-2271
Document Number	0002209854
Map Reference	PB F PG 36
Instrument Date	Jun 16, 2022
Instrument	2209854
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 S CEDAR ST, GERALD, MO 63037-2271

Mortgage

Document Number	0002209855
Date	Jun 17, 2022
Instrument	2209855

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Gerald City
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,755.00 (+17.63%)	$27,302 (+5.92%)	$143,690 (+5.92%) Land $23,740 Building $119,950
2023	$1,492.00 (-5.03%)	$25,776	$135,660 Land $23,740 Building $111,920
2022	$1,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERALD PWS serves 1,383 people · EPA ID MO6010303
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: FireServe, Wisper ISP.

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