671 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 671 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,180 sqft · built 1985
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jul 2023)
Tax Bill	$1,794 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18A 2 339`

Property Details

APN / Parcel Number

Primary APN	`18A 2 339`
Alternative APN	`9797`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
Gross Area	3,181 sqft
1st Floor Area	1,180 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Terrain	Rolling
View / Lot	Corner

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	208 sqft
Patio Area	72 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9797
Street Address	671 JEFFERSON DR
City	PALMYRA
State	VA
Zip	22963-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 230001882 SHADWELL-2 LOT 339 13,935 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	33
Legal Lot Number	339
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	2
Census Block	2000
Census Tract	20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	671 JEFFERSON DR, PALMYRA, VA 22963-3213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UVA COMMUNITY CU INC
Jul 7, 2023	Deed of Trust, Mortgage · FHA Mortgage T2 FINANCIAL LLC
Mar 7, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Aug 31, 2006 · Amount on Record
Deed Document Number	20231882
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	671 JEFFERSON DR, PALMYRA, VA 22963-3213
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	CLOSURE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 SOUTH BEARWOOD DR, PALMYRA, VA 22963-2833

Mortgage

Document Number	0250003404
Date	Nov 5, 2025
Instrument	250003404

Lender

Name	UVA COMMUNITY CU INC
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	671 JEFFERSON DR, PALMYRA, VA 22963-3213
Transaction Type	Mortgage
Record Updated	Jul 26, 2023
Title Company	VS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001883
Date	Jul 7, 2023
Instrument	230001883

Lender

Name	T2 FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	671 JEFFERSON DR, PALMYRA, VA 22963-3213
Transaction Type	Mortgage
Record Updated	Mar 23, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000800
Date	Mar 7, 2022
Instrument	220000800

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,700 (-) Land $30,000 Building $207,700	$237,700 (-) Land $30,000 Building $207,700
2025	$1,794.00 (+40.6%)	$237,700 (+57.11%) Land $30,000 Building $207,700	$237,700 (+57.11%) Land $30,000 Building $207,700
2023		$151,300 Land $30,000 Building $121,300	$151,300 Land $30,000 Building $121,300
2022	$1,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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