671 Garden St, Union, NJ 07083 Property Records

Union County and Union Township property record for 671 Garden St, Union, NJ 07083 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,528 sqft · built 1960
Lot Size	0.197 acres (8,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,175 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-03704-0000-00052-01`

Property Details

APN / Parcel Number

Primary APN	`19-03704-0000-00052-01`
Alternative APN	`19037040000000520001`

Interior

Stories	1 Story
Building Area	1,528 sqft Living Area
1st Floor Area	1,528 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	8,600 sqft (0.197 acres)
Lot Dimensions	100 ft deep x 86 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	671 GARDEN ST
City	UNION
State	NJ
Zip	07083-6621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3704
Legal Lot Number	52.1
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	2
Census Block	2016
Census Tract	32902

Owner

Source: Union County and Union Township records · APN 19-03704-0000-00052-01

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	671 GARDEN ST, UNION, NJ 07083-6621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 04, 1994
Deed Sale	Aug 04, 1994
Prior Sale	Jun 28, 1990 · Amount on Record
Deed Document Number	19947566
Deed Book / Page	4138 / 223
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	671 GARDEN ST, UNION, NJ 07083-6621
Transaction Type	Mortgage
Record Updated	Oct 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 GARDEN ST, UNION, NJ 07083-6621

Mortgage

Document Number	0152792459
Date	Sep 20, 2022
Book Page	15279/2459
Instrument	43292

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 05, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	671 GARDEN ST, UNION, NJ 07083-6621
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150262522
Date	Aug 05, 2021
Book Page	15026/2522
Instrument	18038

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 01, 2028
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	8%
Index	Other
Margin	3
Max Rate	8%

Tax Assessment & Valuation

Source: Union County and Union Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,200 (-) Land $22,400 Building $29,800	$52,200 (-) Land $22,400 Building $29,800
2025	$12,175.00 (+4.35%)	$52,200 (-) Land $22,400 Building $29,800	$52,200 (-) Land $22,400 Building $29,800
2024	$11,667.00 (+6.86%)
2023		$52,200 Land $22,400 Building $29,800	$52,200 Land $22,400 Building $29,800
2022	$10,918.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390329022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–1999)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 1999, river or lake flooding, Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 686 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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