671 Bluff City Blvd, Elgin, IL 60120 Property Records

Kane County property record for 671 Bluff City Blvd, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,456 sqft · built 1914
Lot Size	0.118 acres (5,119 sqft)
Owner	2 Company Names on Record
Last Sale	$170,000 (Jun 2019)
Tax Bill	$4,740 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Aug 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`06-24-478-011`

Property Details

APN / Parcel Number

Primary APN	`06-24-478-011`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
Gross Area	2,184 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Construction Type	Frame
Lot Area	5,119 sqft (0.118 acres)

Location & Zoning

Street Address	671 BLUFF CITY BLVD
City	ELGIN
State	IL
Zip	60120-8449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINZLAR ADDN WEST 52.75 FT EAST 105.5 FT LOTS 1 & 2 BLOCK 2
Legal Subdivision	WINZLAR ADDN
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1014
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	671 BLUFF CITY BLVD, ELGIN, IL 60120-8449
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2019	Warranty Deed, Transfer · Conventional Mortgage PINNACLE MORTGAGE FUNDING LLC
Aug 3, 2018	Trustee's Deed, Foreclosure · FHA Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2019 · Amount on Record
Deed Sale	Jun 24, 2019 · Amount on Record
Prior Sale	Aug 3, 2018
Deed Document Number	201926444
Last Transfer Date	Jun 17, 2025
Transfer Doc	0000023784
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 24, 2019
Property Address	671 BLUFF CITY BLVD, ELGIN, IL 60120-8449
Document Number	0000026444
Instrument Date	Jun 14, 2019
Instrument	2019K026444
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 BLUFF CITY BLVD, ELGIN, IL 60120-8449

Mortgage

Document Number	0000026445
Date	Jun 24, 2019
Instrument	2019K026445

Lender

Name	PINNACLE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate	4.5%

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Aug 3, 2018
Property Address	671 BLUFF CITY BLVD, ELGIN, IL 60120-8449
Document Number	0000037728
Instrument Date	Jul 25, 2018
Instrument	2018K037728
Transaction Type	Foreclosure
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE LAND TRUST CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	671 BLUFF CITY BLVD, ELGIN, IL 60120-8449

Mortgage

Document Number	0000037729
Date	Aug 3, 2018
Instrument	2018K037729

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,740.00 (+15.81%)	$70,131 (+8.57%) Land $12,579 Building $57,552	$210,477 (+8.57%) Land $37,752 Building $172,725
2024		$64,595 (+21.39%) Land $11,586 Building $53,009	$193,863 (+21.44%) Land $34,772 Building $159,091
2022	$4,093.00 (+4.87%) Homeowner's exemption	$53,211 (+6.96%) Land $9,544 Building $43,667	$159,633 (+6.96%) Land $28,632 Building $131,001
2021	$3,903.00 Homeowner's exemption	$49,749 Land $8,923 Building $40,826	$149,247 Land $26,769 Building $122,478

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	102 (1979–2020)
Claims Outside the SFHA	11 of 102
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 14 claims Severe Storms And Flooding, Sep 2008 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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