671 Appletree Ln, Moorhead, MN 56560 Property Records

Clay County property record for 671 Appletree Ln, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,958 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,876 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58.532.0260`

Property Details

APN / Parcel Number

Primary APN	`58.532.0260`

Exterior

Lot Area	11,958 sqft (0.27 acres)

Location & Zoning

Street Address	671 APPLETREE LN
City	MOORHEAD
State	MN
Zip	56560-3218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME MORNINGSIDE 2ND ADD SUBDIVISIONCD 58532 NW 5' OF LOT 4 & ALL OF LOT 5 3
Legal Range	48
Legal Township	139
Legal Section	09
Legal Subdivision	MORNINGSIDE 2ND ADD
Legal Block	3
Legal Lot Number	5
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2021
Census Tract	30400

Owner

671 Appletree Ln is owned and occupied by two individuals.

Source: Clay County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	671 APPLETREE LN, MOORHEAD, MN 56560-3218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Jul 10, 2023	Deed of Trust, Mortgage · Line of Credit BELL BANK
Mar 20, 2020	Deed of Trust, Mortgage · Conventional with PMI TOWN & CNTRY CU
Mar 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage TOWN & CNTRY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Recording Date	Apr 24, 2026
Property Address	671 APPLETREE LN, MOORHEAD, MN 56560-3218
Document Number	0000863966
Instrument Date	Apr 20, 2026
Instrument	2026863966
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 APPLETREE LN, MOORHEAD, MN 56560-3218

Mortgage

Document Number	0000863966,
Date	Apr 24, 2026
Instrument	2026863966

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 15, 2046

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	671 APPLETREE LN, MOORHEAD, MN 56560-3218
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000839022
Date	Jul 10, 2023
Instrument	839022

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 15, 2043

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	671 APPLETREE LN, MOORHEAD, MN 56560-3218
Document Number	0000799243
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	671 APPLETREE LN MOORHEAD MN 565603218, MOORHEAD, MN 56560-3218

Mortgage

Document Number	0000799243
Date	Mar 25, 2020
Instrument	799243

Lender

Name	TOWN & CNTRY CU
Type	Credit Union
Address	FARGO, ND 58104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Mar 24, 2030

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	671 APPLETREE LN, MOORHEAD, MN 56560-3218
Document Number	0000777909
Instrument Date	Mar 8, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	671 APPLETREE LN MOORHEAD MN 565603218, MOORHEAD, MN 56560-3218

Mortgage

Document Number	0000777909
Date	Mar 13, 2018
Instrument	777909

Lender

Name	TOWN & CNTRY CU
Type	Credit Union
Address	FARGO, ND 58104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 12, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 671 Appletree Ln was $4,876 with a homeowner's exemption.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,876.00 Homeowner's exemption	$311,500 (+4.08%) Land $43,900 Building $267,600	$311,500 (+4.08%) Land $43,900 Building $267,600
2025		$299,300 Land $42,900 Building $256,400	$299,300 Land $42,900 Building $256,400
2023	$4,052.00 Homeowner's exemption	$268,900 Land $42,900 Building $226,000	$268,900 Land $42,900 Building $226,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 671 Appletree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 671 Appletree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, Verizon.

Nearby Properties on Appletree Ln

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