Thurston County property record for 6709 Stone St SE, Lacey, WA 98513
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,622 sqft · built 2010 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $300,000 (May 2019) |
| Tax Bill | $4,629 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55290071400 |
| Primary APN | 55290071400 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,622 sqft Living Area |
| Gross Area | 2,040 sqft |
| 1st Floor Area | 727 sqft |
| Upper Floors Area | 895 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Concrete |
| Lot Area | 4,500 sqft (0.103 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 38 sqft |
| Patio Area | 64 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6709 STONE ST SE |
|---|---|
| City | OLYMPIA |
| State | WA |
| Zip | 98513-4963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD 3-6 |
| Legal Description | SECTION 04 TOWNSHIP 17 RANGE 1W QUARTER S2 PLAT HORIZON POINTE DIV 3 LT 714 DOCUMENT 3776150 |
| Legal Range | 01 |
| Legal Township | 17 |
| Legal Section | 04 |
| Legal Subdivision | HORIZON POINTE |
| Legal Block | 4 |
| Legal Lot Number | 714 |
| Jurisdiction | THURSTON WA |
| Township / Civil Division | OLYMPIA |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 11623 |
Source: Thurston County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6709 STONE ST SE, OLYMPIA, WA 98513-4963 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 15, 2023 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU |
| Apr 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| May 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2019 · Amount on Record |
| Deed Sale | May 29, 2019 · Amount on Record |
| Prior Sale | Jun 15, 2010 · Amount on Record |
| Deed Document Number | 20194685480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | THURSTON WA |
| Recording Date | Sep 22, 2026 |
| Property Address | 6709 STONE ST SE, OLYMPIA, WA 98513-4963 |
| Document Number | 0005116991 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 20265116991 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 6709 STONE ST SE, OLYMPIA, WA 98513-4963 |
| Document Number | 0005116991, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 20265116991 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | THURSTON WA |
| Property Address | 6709 STONE ST SE, LACEY, WA 98513-4963 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0004997505 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | 4997505 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | THURSTON WA |
| Property Address | 6709 STONE ST SE, LACEY, WA 98513-4963 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0004925366 |
|---|---|
| Date | Apr 8, 2022 |
| Instrument | 4925366 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | THURSTON WA |
| Property Address | 6709 STONE ST SE, LACEY, WA 98513-4963 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0004827008 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 4827008 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | THURSTON WA |
| Recording Date | May 29, 2019 |
| Property Address | 6709 STONE ST SE, LACEY, WA 98513-4963 |
| Document Number | 0004685480 |
| Map Reference | AF 3776150 |
| Instrument Date | May 24, 2019 |
| Instrument | 4685480 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | CHICAGO TITLE COMPANY OF WA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,340.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6709 STONE ST SE, LACEY, WA 98513-4963 |
| Document Number | 0004685481 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 4685481 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Thurston County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Thurston County |
| Municipality | Lacey City |
| Unified School District | North Thurston Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,629.00 (+26.51%) | ||
| 2025 | $446,400 (+16.16%) Land $119,900 Building $326,500 | $446,400 (+16.16%) Land $119,900 Building $326,500 | |
| 2023 | $3,659.00 | ||
| 2022 | $384,300 Land $57,300 Building $327,000 | $384,300 Land $57,300 Building $327,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 705 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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