6709 Phlox Dr, Springfield, IL 62712 Property Records

Sangamon County property record for 6709 Phlox Dr, Springfield, IL 62712

Property Summary

Property Type	Single Family Home
Lot Size	0.542 acres (23,619 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jul 2021)
Deeds & Mortgages	Jan 2026 Transfer Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-34.0-427-043`

Property Details

APN / Parcel Number

Primary APN	`22-34.0-427-043`
Alternative APN	`22340427043 (CHECK DIGIT = 4)`

Exterior

Lot Area	23,619 sqft (0.542 acres)

Location & Zoning

Account Number	22340427043
Street Address	6709 PHLOX DR
City	SPRINGFIELD
State	IL
Zip	62712-7564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 152 LAKE POINTE SUB PLAT 3 (23619.18 SQ FT)
Legal Range	05
Legal Township	15
Legal Section	34
Legal Subdivision	LAKE POINTE SUB
Legal Lot Number	152
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	4
Census Block	4008
Census Tract	3100

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6709 PHLOX DR, SPRINGFIELD, IL 62712-7564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Transfer on Death Deed, Transfer
Jul 27, 2021	Warranty Deed, Transfer · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2021 · Amount on Record
Deed Sale	Jul 27, 2021 · Amount on Record
Prior Sale	Dec 6, 2006
Deed Document Number	202120409
Last Transfer Date	Jan 28, 2026
Transfer Doc	2026R01516
Record Updated	Sep 20, 2026

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SANGAMON IL
Recording Date	Jan 28, 2026
Property Address	6709 PHLOX DR, SPRINGFIELD, IL 62712-7564
Document Number	2026R01516
Instrument Date	Jan 28, 2026
Instrument	2026R01516
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6709 PHLOX DR, SPRINGFIELD, IL 62712-7564

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jul 27, 2021
Property Address	6709 PHLOX DR, SPRINGFIELD, IL 62712-7564
Document Number	2021R20409
Instrument Date	Jul 23, 2021
Instrument	2021R20409
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	CORNERSTONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 VIRGINIA LN, 310, ROCHESTER, IL 62563-8714

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6709 PHLOX DR, SPRINGFIELD, IL 62712-7564

Mortgage

Document Number	2021R20410
Date	Jul 27, 2021
Instrument	2021R20410

Lender

Name	TOWN & COUNTRY BANC MTG SVCS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	6709 PHLOX DR, SPRINGFIELD, IL 62712-7564
Transaction Type	Mortgage
Record Updated	Nov 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R23007
Date	Oct 22, 2019
Instrument	2019R23007

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption	$97,877 (+7.22%) Land $15,573 Building $82,304	$293,631 (+7.22%) Land $46,719 Building $246,912
2024	Homeowner's exemption Senior Citizen's exemption	$91,286 (+16.12%) Land $14,524 Building $76,762	$273,858 (+16.12%) Land $43,572 Building $230,286
2022	Homeowner's exemption Senior Citizen's exemption	$78,612 Land $12,583 Building $66,029	$235,836 Land $37,749 Building $198,087

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	300 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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