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6709 Oak Cluster Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 6709 Oak Cluster Cir, Spring Hill, FL 34606

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,213 sqft · built 1988
Lot Size0.163 acres (7,080 sqft)
Owner2 Individual Names on File
Last Sale$100,000 (Jan 2022)
Tax Bill$1,337 (2025)
Deeds & MortgagesMar 2022 Transfer
Jan 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNR21-223-17-6122-0000-0480

Property Details

APN / Parcel Number

Primary APNR21-223-17-6122-0000-0480
Alternative APNs
  • 01128951
  • 1128951

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,213 sqft Living Area
Gross Area1,905 sqft
1st Floor Area1,213 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1995
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,080 sqft (0.163 acres)
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area274 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01128951
Street Address6709 OAK CLUSTER CIR
CitySPRING HILL
StateFL
Zip34606-3421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTIMBER PINES TR 12 UNIT 2 LOT 48
Legal Range17E
Legal Township23S
Legal Section21
Legal SubdivisionTIMBER PINES TR 12 UN 2
Legal Tract12
Legal Lot Number48
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1001
Census Tract41304

Owner

6709 Oak Cluster Cir is owned and occupied by two individuals who acquired it in February 2022.

Source: Hernando County records, as of April 2, 2026

Owner of Record2 Individual Names on File
Mailing Address6709 CLUSTER CIR, SPRING HILL, FL 34606
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 13, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 13, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2022 · Amount on File
Deed SaleJan 13, 2022 · Amount on File
Prior SaleJan 13, 2022 · Amount on File
Deed Document Number20223766
Deed Book / Page4113 / 1091
Last Transfer DateFeb 28, 2022
Transfer Doc0041361155
Record UpdatedSep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERNANDO FL
Recording DateMar 7, 2022
Property Address6709 OAK CLUSTER CIR, SPRING HILL, FL 34606-3421
Document Number0041361155
Book / Page4136 / 1155
Map ReferenceMB 21 PG 35
Instrument DateFeb 28, 2022
Instrument2022017267
Transaction TypeTransfer
Record UpdatedApr 6, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6709 OAK CLUSTER CIR, SPRING HILL, FL 34606-3421

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJan 13, 2022
Property Address6709 OAK CLUSTER CIR, SPRING HILL, FL 34606-3421
Document Number0041131091
Book / Page4113 / 1091
Map ReferenceMB 21 PG 35
Instrument DateJan 10, 2022
Instrument2022003766
Transaction TypeTransfer
Record UpdatedFeb 14, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address301 JUPITER HILLS DR, 301, DULUTH, GA 30097-5900

Transferred To (Grantee/Buyer)

NameVerified Name
Address6709 OAK CLUSTER CIR, SPRING HILL, FL 34606-3421

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJan 13, 2022
Property Address6709 OAK CLUSTER CIR, SPRING HILL, FL 34606-3421
Document Number0041131089
Book / Page4113 / 1089
Map ReferenceMB 21 PG 35
Instrument DateJan 10, 2022
Instrument2022003765
Transaction TypeTransfer
Record UpdatedFeb 14, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1531 DUGGER DR, 1531, NASHVILLE, TN 37206-1205

Transferred To (Grantee/Buyer)

NameVerified Name
Address6709 OAK CLUSTER CIR, SPRING HILL, FL 34606-3421

Tax Assessment & Valuation

The 2025 property tax bill for 6709 Oak Cluster Cir was $1,337 with exemptions applied.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,337.00 Homeowner's exemption Senior Citizen's exemption$113,027$210,982 Land $29,382 Building $181,600
2023$106,643 Land $106,643
2022$586.00$200,128 Land $29,382 Building $170,746

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6709 Oak Cluster Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims4 (1993–2013)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6709 Oak Cluster Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Tillman Fiber, WOW Internet, Cable & Phone.

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