Highlands County property record for 6709 Concord St, Sebring, FL 33876
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,347 sqft · built 1993 |
| Lot Size | 0.251 acres (10,948 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Feb 2022) |
| Tax Bill | $3,072 (2024) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Sep 2017 Sale |
| Flood Zone | Zone X (reduced by levee) |
| APN | C-15-35-30-072-0ZZ0-0010 |
| Primary APN | C-15-35-30-072-0ZZ0-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,347 sqft Living Area |
| 1st Floor Area | 1,905 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,948 sqft (0.251 acres) |
| Lot Dimensions | 126 ft deep x 87 ft wide |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Driveway | Driveway |
| Driveway Area | 510 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 242 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 6709 CONCORD ST |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33876-7605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FAIRWAY LAKES AMENDED REPLAT PB 15 PG 17 LOT 1 BLK ZZ |
| Legal Range | 30E |
| Legal Township | 35S |
| Legal Section | 15 |
| Legal Subdivision | FAIRWAY LAKES REPLAT |
| Legal Block | ZZ |
| Legal Lot Number | 1 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 961000 |
Source: Highlands County records · APN C-15-35-30-072-0ZZ0-0010
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6709 CONCORD ST, SEBRING, FL 33876-7605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO |
| Sep 05, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 23, 2022 · Amount on Record |
| Deed Sale | Feb 23, 2022 · Amount on Record |
| Prior Sale | Sep 05, 2017 |
| Deed Document Number | 0028861032 |
| Deed Book / Page | 2886 / 1032 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 23, 2022 |
| Property Address | 6709 CONCORD ST, SEBRING, FL 33876-7605 |
| Document Number | 0002079770 |
| Book / Page | 2886 / 1032 |
| Map Reference | MB 15 PG 17 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 2079770 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Title Company | LP TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 HOUGH RD, 11, BELMONT, MA 02478-1104 |
| Name | Verified Name |
|---|---|
| Address | 6709 CONCORD ST, SEBRING, FL 33876-7605 |
| Document Number | 0028861034 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 2886/1034 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 05, 2017 |
| Property Address | 6709 CONCORD ST, SEBRING, FL 33876-7605 |
| Document Number | 0001864985 |
| Book / Page | 002597 / 001554 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 1864985 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6709 CONCORD ST SEBRING FL 338767605, SEBRING, FL 33876-7605 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $237,919 (+13.17%) Land $20,000 Building $217,919 | $237,919 (+13.17%) Land $20,000 Building $217,919 | |
| 2024 | $3,072.00 (+3.82%) | ||
| 2023 | $2,959.00 (-12.97%) Homeowner's exemption | $210,229 (+5.55%) Land $16,500 Building $193,729 | $210,229 (+5.55%) Land $16,500 Building $193,729 |
| 2022 | $3,400.00 | $199,174 Land $11,500 Building $187,674 | $199,174 Land $11,500 Building $187,674 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), as of November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559610004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 84 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL5280266, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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