Frederick County property record for 6708 Grainary Ct, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,852 sqft · built 1984 |
| Lot Size | 0.23 acres (10,026 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (May 2026) |
| Tax Bill | $4,242 (2024) |
| Deeds & Mortgages | Jun 2022 Line of Credit May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-550065 |
| Primary APN | 28-550065 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,852 sqft Living Area |
| Gross Area | 2,320 sqft |
| 1st Floor Area | 1,372 sqft |
| Basement Area | 480 sqft |
| Finished Basement | 480 sqft |
| Utility Area | 234 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,026 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 550065 |
|---|---|
| Street Address | 6708 GRAINARY CT |
| City | FREDERICK |
| State | MD |
| Zip | 21703-8639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LOT 610 PL 4 SEC 5 10,026 SQUARE FEET FARMBROOK |
| Legal Subdivision | FARMBROOK |
| Legal Lot Number | 610 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 751002 |
6708 Grainary Ct is owned and occupied by an individual who bought it in May 2026.
Source: Frederick County records, as of May 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6708 GRAINARY CT, FREDERICK, MD 21703-8639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 8, 2026 | Deed, Transfer · Conventional Mortgage DFT2 FINANCIAL LLC |
| Jan 19, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on File |
| Deed Sale | May 8, 2026 · Amount on File |
| Prior Sale | Jul 23, 1984 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 17853 / 49 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6708 GRAINARY CT, FREDERICK, MD 21703-8639 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6709 GRAINARY CT, FREDERICK, MD 21703-8639 |
| Document Number | 0159940174 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 15994/174 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | May 22, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 8, 2026 |
| Property Address | 6708 GRAINARY CT, FREDERICK, MD 21703-8639 |
| Document Number | 1785000049 |
| Book / Page | 17853 / 49 |
| Instrument Date | Apr 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | CARDINAL TITLE GROUP LLC, CARDINAL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $479,750.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 6708 GRAINARY CT, FREDERICK, MD 21703-8639 |
| Document Number | 1785000059, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 17853/59 |
| Name | DFT2 FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6708 GRAINARY CT, FREDERICK, MD 21703-8639 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0116230520 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 11623/0520 |
| Instrument | 11623-0520 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $384,500 Land $112,700 Building $271,800 | $384,500 Land $112,700 Building $271,800 | |
| 2024 | $4,242.00 (+8.52%) | ||
| 2023 | $3,909.00 Homeowner's exemption | $334,633 | $384,500 Land $112,700 Building $271,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6708 Grainary Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6708 Grainary Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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