6706 Dharma Loop, Chattanooga, TN 37412 Property Records

Hamilton County property record for 6706 Dharma Loop, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	2.5 ba · built 2025
Owner	2 Individual Names on Record
Last Sale	$489,900 (Jan 2026)
Tax Bill	$246 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jan 2026 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`170G C 021`

Property Details

APN / Parcel Number

Primary APN	`170G C 021`
Alternative APN	`0000396339`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000396339
Street Address	6706 DHARMA LOOP
City	CHATTANOOGA
State	TN
Zip	37412-6902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 66 HUMMINGBIRD VILLAGE UNIT 2 PB 129 PGS 66-67 REV PB 130 PG 140 OUT OF 170G A 005.01 FOR 2024
Legal Lot Number	66
Legal Unit	2
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	2
Census Block	2009
Census Tract	11442

Owner

Source: Hamilton County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6706 DHARMA LOOP, CHATTANOOGA, TN 37412-6902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jan 30, 2026	Correction Deed FIRST CHOICE TITLE
Aug 30, 2024	Warranty Deed, Construction Loan · Stand-Alone First Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Jan 30, 2026 · Amount on Record
Deed Document Number	20260130208
Deed Book / Page	14180 / 380
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 30, 2026
Property Address	6706 DHARMA LOOP, CHATTANOOGA, TN 37412-6902
Document Number	0000000208
Book / Page	14180 / 380
Map Reference	MB 130 PG 140
Instrument Date	Jan 30, 2026
Instrument	2026013000208
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 19, 2026
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6706 DHARMA LOOP, CHATTANOOGA, TN 37412-6902

Mortgage

Document Number	0014180383
Date	Jan 30, 2026
Instrument	14180/383

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 30, 2026
Property Address	6706 DHARMA LOOP, CHATTANOOGA, TN 37412-6902
Document Number	0000000207
Book / Page	14180 / 377
Map Reference	MB 130 PG 140
Instrument Date	Jan 30, 2026
Instrument	2026013000207
Record Updated	Feb 19, 2026
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3374 LEAD MINE VALLEY RD SW, CLEVELAND, TN 37311-8464

August 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 30, 2024
Property Address	6706 DHARMA LOOP, CHATTANOOGA, TN 37412-6902
Document Number	0000000263
Book / Page	13693 / 594
Map Reference	MB 129 PG 66
Instrument Date	Aug 29, 2024
Instrument	2024083000263
Transaction Type	Construction Loan
Record Updated	Jan 1, 2026
Title Company	FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$503.39
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3374 LEAD MINE VALLEY RD SW, CLEVELAND, TN 37311-8464

Mortgage

Document Number	0000000264
Date	Aug 30, 2024
Instrument	2024083000264

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$246.00	$16,250	$65,000 Land $65,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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