Howard County property record for 6705 Whitegate Rd, Clarksville, MD 21029
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 2,741 sqft · built 1959 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $450,000 (May 2006) |
| Tax Bill | $10,507 (2026) |
| Deeds & Mortgages | Sep 2018 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-443490 |
| Primary APN | 05-443490 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,741 sqft Total Area |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Type | Basement |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 399 sqft |
| Patio Area | 534 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 443490 |
|---|---|
| Street Address | 6705 WHITEGATE RD |
| City | CLARKSVILLE |
| State | MD |
| Zip | 21029-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRDEO |
| Legal Description | LOT 30 1.052 A. 6705 WHITEGATE RD CLARKSVILLE RIDGE |
| Legal Subdivision | CLARKSVILLE RIDGE |
| Legal Lot Number | 30 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 605106 |
6705 Whitegate Rd is owner-occupied and held in a trust since May 2006.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6705 WHITEGATE RD, CLARKSVILLE, MD 21029-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2018 | Deed of Trust, Mortgage · Line of Credit PRINCE GEORGES COMMUNITY FCU |
| Jul 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2006 · Amount on File |
| Deed Sale | May 18, 2006 · Amount on File |
| Deed Document Number | 200669179 |
| Deed Book / Page | 9486 / 446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6705 WHITEGATE RD, CLARKSVILLE, MD 21029-1618 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0183550261 |
|---|---|
| Date | Sep 10, 2018 |
| Book Page | 18355/261 |
| Name | PRINCE GEORGES COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | BOWIE, MD 20721 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6705 WHITEGATE RD, CLARKSVILLE, MD 21029-1618 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | SETTLEMENT MATTERS LLC |
| Name | Verified Name |
|---|
| Document Number | 0195020140 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 19502/140 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
The 2026 property tax bill for 6705 Whitegate Rd was $10,507 with a homeowner's exemption, up 5% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,507.00 (+4.95%) Homeowner's exemption | $724,300 (+5.11%) | $794,700 (+15.32%) Land $366,700 Building $428,000 |
| 2025 | $10,011.00 Homeowner's exemption | $689,100 Land $276,700 Building $412,400 | $689,100 Land $276,700 Building $412,400 |
| 2023 | $636,967 | $689,100 Land $276,700 Building $412,400 | |
| 2022 | $6,878.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6705 Whitegate Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6705 Whitegate Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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