6705 Seagate Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 6705 Seagate Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,758 sqft · built 1993
Lot Size0.376 acres (16,379 sqft)
OwnerIndividual Name on Record
Last Sale$292,000 (Dec 2020)
Tax Bill$2,465 (2024)
Deeds & MortgagesDec 2020 Sale & Mortgage
May 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN22-2S-27-5140-00A00-0270

Property Details

APN / Parcel Number

Primary APN22-2S-27-5140-00A00-0270
Alternative APN
  • S27222514000A000270

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,758 sqft Living Area
Gross Area2,416 sqft
1st Floor Area1,758 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1998
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area16,379 sqft (0.376 acres)
Lot Dimensions149 ft deep x 110 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area196 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6705 SEAGATE DR
CityNAVARRE
StateFL
Zip32566-7452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSOUND RETREAT PHS 2 LOT 27 BLK A AS DES IN OR 4045 PG 1038 LESS 1/2 MINERAL RIGHTS
Legal Range27W
Legal Township2S
Legal Section22
Legal SubdivisionSOUND RETREAT PH 2
Legal BlockA
Legal Lot Number27
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2006
Census Tract10824

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6705 SEAGATE DR, NAVARRE, FL 32566-7452
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
May 1, 2019Warranty Deed, Transfer · FHA Mortgage
GUARANTY HOME MORTGAGE CORP
Nov 21, 2017Warranty Deed, Transfer · VA Mortgage
TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2020 · Amount on Record
Deed SaleDec 21, 2020 · Amount on Record
Prior SaleMay 1, 2019 · Amount on Record
Deed Document Number202068963
Deed Book / Page4045 / 1038
Prior Transfer DateOct 26, 2010
Prior Transfer Doc0030141289
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 21, 2020
Property Address6705 SEAGATE DR, NAVARRE, FL 32566-7452
Document Number0040451038
Book / Page4045 / 1038
Map ReferenceMB F PG 18
Instrument DateDec 10, 2020
Instrument202068963
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyBRIGHT LINE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,044.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address821 WEEDEN ISLAND DR, 821, NICEVILLE, FL 32578-3724

Transferred To (Grantee/Buyer)

NameVerified Name
Address3994 BAY POINTE DR, GULF BREEZE, FL 32563-2914

Mortgage

Document Number0040451040
DateDec 21, 2020
Instrument4045/1040
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 1, 2019
Property Address6705 SEAGATE DR, NAVARRE, FL 32566-7452
Document Number0038250174
Book / Page3825 / 0174
Map ReferenceMB F PG 18
Instrument DateApr 26, 2019
Instrument201917682
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyEMERALD COAST TTL INC GULF B

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,697.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28 LITTLE ISLAND RD, 28, ORRS ISLAND, ME 04066-2101

Transferred To (Grantee/Buyer)

NameVerified Name
Address6705 SEAGATE DR, NAVARRE, FL 32566-7452

Mortgage

Document Number0003825176
DateMay 1, 2019
Instrument3825/176
Lender
NameGUARANTY HOME MORTGAGE CORP
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2049

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 21, 2017
Property Address6705 SEAGATE DR, NAVARRE, FL 32566-7452
Document Number0036801392
Book / Page3680 / 1392
Map ReferenceMB F PG18
Instrument DateNov 20, 2017
Instrument201748437
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyRELIABLE LAND TITLE CORPORAT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,582.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8436 GULF BLVD UNIT 521, 8436, NAVARRE, FL 32566-6848

Transferred To (Grantee/Buyer)

NameVerified Name
Address6705 SEAGATE DR, NAVARRE, FL 32566-7452

Mortgage

Document Number0201748438
DateNov 21, 2017
Instrument201748438
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$239,925 (+2.9%)$294,196 (+2.75%) Land $65,000 Building $229,196
2024$2,465.00 (+2.49%) Homeowner's exemption$233,163 (+3%)$286,323 (+0.91%) Land $65,000 Building $221,323
2023$2,405.00 (+2.69%) Homeowner's exemption$226,372 (+3%)$283,734 (+8%) Land $65,000 Building $218,734
2022$2,342.00 Homeowner's exemption$219,779$262,726 Land $50,000 Building $212,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 257 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies257 in force
Nearby Flood Claims23 (2004–2024)
Claims Outside the SFHA9 of 23
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 16 claims
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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