6705 S Echo Ridge St, Spokane, WA 99224 Property Records

Spokane County property record for 6705 S Echo Ridge St, Spokane, WA 99224

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,996 sqft · built 1996
Lot Size	0.192 acres (8,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Dec 2016)
Tax Bill	$6,303 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`34071.0506`

Property Details

APN / Parcel Number

Primary APN	`34071.0506`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,996 sqft Living Area
Gross Area	3,958 sqft
1st Floor Area	1,566 sqft
Basement Area	1,512 sqft
Finished Basement	1,430 sqft
Unfinished Basement	82 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,380 sqft (0.192 acres)
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Frame Porch
Porch Area	48 sqft
Deck Area	224 sqft
Patio Area	64 sqft
Canopy	162 sqft
Wet Bar	Wet Bar
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6705 S ECHO RIDGE ST
City	SPOKANE
State	WA
Zip	99224-8490
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	EAGLE RIDGE PUD LT 6 BLK 5
Legal Range	43E
Legal Township	24N
Legal Section	07
Legal Subdivision	EAGLE RIDGE PUD
Legal Block	5
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE SOUTH
Census Block Group	3
Census Block	3044
Census Tract	13503

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6705 S ECHO RIDGE ST, SPOKANE, WA 99224-8490
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
Aug 12, 2019	Deed of Trust, Mortgage · Line of Credit GLOBAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2016 · Amount on Record
Deed Sale	Dec 16, 2016 · Amount on Record
Prior Sale	Mar 7, 2016 · Amount on Record
Deed Document Number	20166563569
Prior Transfer Date	Mar 2, 2016
Prior Transfer Doc	0006478747
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6705 S ECHO RIDGE ST, SPOKANE, WA 99224-8490
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	NOT AVAILABLE, SPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007197340
Date	Apr 11, 2022
Instrument	7197340

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6705 S ECHO RIDGE ST, SPOKANE, WA 99224-8490
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006830787
Date	Aug 12, 2019
Instrument	6830787

Lender

Name	GLOBAL CU
Type	Credit Union
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 11, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,303.00 (+1.6%)	$598,900 (-4.63%) Land $125,000 Building $473,900	$598,900 (-4.63%) Land $125,000 Building $473,900
2025	$6,204.00 (+1.12%)
2024		$628,000 (+30.53%) Land $105,000 Building $523,000	$628,000 (+30.53%) Land $105,000 Building $523,000
2023	$6,135.00 (+9.14%)	$481,100 Land $95,000 Building $386,100	$481,100 Land $95,000 Building $386,100
2022	$5,621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 40% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: Wind Wireless.

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