6705 Palace Dr, Lumberton, TX 77657 Property Records

Hardin County property record for 6705 Palace Dr, Lumberton, TX 77657

Property Summary

Property Type	Single Family Home
Details	2,683 sqft · built 2022
Lot Size	0.581 acres (25,308 sqft)
Owner	2 Individual Names on File
Last Sale	$480,977 (Dec 2025)
Tax Bill	$7,401 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000002-012705`

Property Details

APN / Parcel Number

Primary APN	`000002-012705`
Alternative APN	`92247`

Interior

Stories	1 Story
Building Area	2,683 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	25,308 sqft (0.581 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	326 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	92247
Street Address	6705 PALACE DR
City	LUMBERTON
State	TX
Zip	77657-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0002 ARRIOLA FRANCISCO ACRES .581
Legal Subdivision	ARRIOLA FRANCISCO
Jurisdiction	HARDIN TX
Township / Civil Division	KOUNTZE
Census Block Group	1
Census Block	1013
Census Tract	30302

Owner

6705 Palace Dr is owned and occupied by two individuals who bought it in December 2025.

Source: Hardin County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6705 PALACE DR, LUMBERTON, TX 77657-8317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK NA
Dec 15, 2025	Deed of Trust, Mortgage · FHA Mortgage ACRISURE MORTGAGE LLC
Dec 29, 2022	Vendor's Lien, Transfer · Conventional Mortgage REPUBLIC STATE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025 · Amount on File
Deed Sale	Dec 15, 2025 · Amount on File
Deed Document Number	2025158143
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TX
Property Address	6705 PALACE DR, LUMBERTON, TX 77657-8317
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113592
Date	Apr 9, 2021
Instrument	2021-113592

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	ABILENE, TX 79604

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TX
Property Address	6705 PALACE DR, LUMBERTON, TX 77657-8317
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1241 COUNTY ROAD 594, KIRBYVILLE, TX 75956-3170

Mortgage

Document Number	0000158144
Date	Dec 15, 2025
Instrument	2025-158144

Lender

Name	ACRISURE MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARDIN TX
Recording Date	Dec 29, 2022
Property Address	6705 PALACE DR, LUMBERTON, TX 77657-8317
Document Number	0000132519
Map Reference	VOL 1774 PG 77
Instrument Date	Dec 27, 2022
Instrument	2022-132519
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	UNKNOWN, TEXAS REGIONAL TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6825 WOODRLDGE DRIVE, LUMBERTON, TX 77657-8276

Mortgage

Document Number	0000132520
Date	Dec 29, 2022
Instrument	2022-132520

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 6705 Palace Dr was $7,401 with a homeowner's exemption, down 0.9% from the year before.

Source: Hardin County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hardin County
Unified School District	Lumberton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,401.00 (-0.86%) Homeowner's exemption	$428,237 (-0.86%) Land $63,271 Building $364,966	$428,237 (-0.86%) Land $63,271 Building $364,966
2025	$7,465.00	$431,960 Land $63,271 Building $368,689	$431,960 Land $63,271 Building $368,689

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6705 Palace Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 122 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	122 in force
Nearby Flood Claims	5 (2005–2026)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6705 Palace Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUMBERTON MUD serves 31,428 people · EPA ID TX1000035
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Highline Internet.

Nearby Properties on Palace Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures