Howard County property record for 6705 Lowes Ln, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,420 sqft · built 1999 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $627,000 (Aug 2021) |
| Tax Bill | $7,685 (2026) |
| Deeds & Mortgages | Feb 2017 Mortgage Apr 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-277200 |
| Primary APN | 01-277200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,420 sqft Total Area |
| Basement Area | 765 sqft |
| Finished Basement | 765 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 277200 |
|---|---|
| Street Address | 6705 LOWES LN |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LOT 26 9600 SQ 6705 LOWES LN GOSHEN ESTATE |
| Legal Subdivision | GOSHEN ESTATE |
| Legal Lot Number | 26 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 601204 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6705 LOWES LN, ELKRIDGE, MD 21075-5563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Apr 16, 2019 | Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Aug 24, 2021 | Deed, Transfer · VA Mortgage HOMESPIRE MORTGAGE CORP |
| Jul 19, 2018 | Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on Record |
| Deed Sale | Aug 24, 2021 · Amount on Record |
| Prior Sale | Jul 19, 2018 · Amount on Record |
| Deed Book / Page | 20833 / 160 |
| Prior Transfer Date | Jan 16, 2007 |
| Prior Transfer Doc | 0104860380 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6705 LOWES LN, ELKRIDGE, MD 21075-5563 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0174390374 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 17439/374 |
| Instrument | 17439-374 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6705 LOWES LN, ELKRIDGE, MD 21075-5563 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0186260353 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 18626/353 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 24, 2021 |
| Property Address | 6705 LOWES LN, ELKRIDGE, MD 21075-5563 |
| Document Number | 0208330160 |
| Book / Page | 20833 / 160 |
| Map Reference | PL 12732 |
| Instrument Date | Jun 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,972.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6705 LOWES LN, 6705, ELKRIDGE, MD 21075-5563 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6705 LOWES LN, ELKRIDGE, MD 21075-5563 |
| Document Number | 20833168 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 20833/168 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2051 |
| Document Number | 0208330185 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 20833/185 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 19, 2018 |
| Property Address | 6705 LOWES LN, ELKRIDGE, MD 21075-5563 |
| Document Number | 0182790405 |
| Book / Page | 18279 / 405 |
| Map Reference | MB12732 |
| Instrument Date | Jul 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | COLONY TITLE GROUP LTD |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6705 LOWES LN, ELKRIDGE, MD 21075-5563 |
| Document Number | 0018279412 |
|---|---|
| Date | Jul 19, 2018 |
| Instrument | 18279/412 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,685.00 (-10.17%) Homeowner's exemption | $664,700 (+10.03%) Land $200,700 Building $464,000 | $664,700 (-) Land $200,700 Building $464,000 |
| 2025 | $8,555.00 (+5.21%) Homeowner's exemption | $604,133 (+25.08%) | $664,700 (+37.62%) Land $200,700 Building $464,000 |
| 2024 | $8,131.00 (+53.21%) | ||
| 2023 | $483,000 Land $150,700 Building $332,300 | $483,000 Land $150,700 Building $332,300 | |
| 2022 | $5,307.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 10 (1999–2014) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Mar 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures