6705 Kellys Store Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 6705 Kellys Store Rd, Thurmont, MD 21788

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,620 sqft · built 1950
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Mar 2022)
Tax Bill	$2,795 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-328541`

Property Details

APN / Parcel Number

Primary APN	`15-328541`
Alternative APN	`328541`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	1,700 sqft
1st Floor Area	1,120 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	33,977 sqft (0.78 acres)
Lot Dimensions	218 ft deep x 156 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	328541
Street Address	6705 KELLYS STORE RD
City	THURMONT
State	MD
Zip	21788-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 156 X 218 OLD RT. 15
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	2
Census Block	2006
Census Tract	751302

Owner

6705 Kellys Store Rd is owned and occupied by two individuals who bought it in March 2022.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6705 KELLYS STORE RD, THURMONT, MD 21788-3020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2022 · Amount on File
Deed Sale	Mar 9, 2022 · Amount on File
Prior Sale	Mar 4, 2022 · Amount on File
Deed Book / Page	15780 / 177
Prior Transfer Date	Feb 23, 2022
Prior Transfer Doc	1578000177
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 9, 2022
Property Address	6705 KELLYS STORE RD, THURMONT, MD 21788-3020
Document Number	0157800177
Book / Page	15780 / 177
Instrument Date	Feb 23, 2022
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHOICE TITLE, CHOICE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6705 KELLYS STORE RD, THURMONT, MD 21788-3020

Mortgage

Document Number	0015780184
Date	Mar 9, 2022
Instrument	15780/184

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 6705 Kellys Store Rd was $2,795, up 7.4% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,600 (+6.45%) Land $73,000 Building $157,600	$230,600 (-) Land $73,000 Building $157,600
2025	$2,795.00 (+7.42%)	$216,633	$230,600 Land $73,000 Building $157,600
2024	$2,602.00 (+10.3%)
2023	$2,359.00	$188,700 Land $73,000 Building $115,700	$188,700 Land $73,000 Building $115,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6705 Kellys Store Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (1983–2021)
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6705 Kellys Store Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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