6705 Cw Smith Rd, Three Lakes, WI 54562 Property Records

Oneida County property record for 6705 Cw Smith Rd, Three Lakes, WI 54562

Property Summary

Property Type	Single Family Home
Lot Size	0.888 acres (38,705 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Jul 2020)
Tax Bill	$3,709 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`TL 2964`

Property Details

APN / Parcel Number

Primary APN	`TL 2964`

Exterior

Lot Area	38,705 sqft (0.888 acres)

Location & Zoning

Street Address	6705 CW SMITH RD
City	THREE LAKES
State	WI
Zip	54562-9785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 807626/803819 LAKE FOREST LOT 14 SEE DOC #697900 & 854014 FOR MIN CLAIM
Legal Range	11E
Legal Township	38N
Legal Section	16
Legal Subdivision	LAKE FOREST
Legal Lot Number	14
Jurisdiction	ONEIDA WI
Township / Civil Division	THREE LAKES
Census Block Group	1
Census Block	1023
Census Tract	970101

Owner

Source: Oneida County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	N62W21839 AUGUSTA PKWY, MENOMONEE FALLS, WI 53051-6221
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Mar 10, 2022	Deed of Trust, Mortgage · Line of Credit NICOLET NATIONAL BANK
Jul 10, 2020	Warranty Deed, Transfer · Conventional Mortgage MBANK
Mar 23, 2020	Affidavit of Death of Joint Tenant, Transfer ONEIDA TITLE AND ABSTRACT INC, ONEIDA TITLE & ABSTRACT INC
Sep 28, 2018	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	2020807626
Prior Transfer Date	Mar 23, 2020
Prior Transfer Doc	0000803819
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	6705 CW SMITH RD, THREE LAKES, WI 54562-9785
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000804748
Date	Apr 24, 2020
Instrument	804748

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	6705 CW SMITH RD, THREE LAKES, WI 54562-9785
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000831686
Date	Mar 10, 2022
Instrument	831686

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	EAGLE RIVER, WI 54521

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Jul 10, 2020
Property Address	6705 CW SMITH RD, THREE LAKES, WI 54562-9785
Document Number	0000807626
Instrument Date	Jun 30, 2020
Instrument	807626
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	NORTHWOODS TITLE AND CLOSING SERVICES, NORTHWOODS TTL & CLOSING SVC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$897.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000807627
Date	Jul 10, 2020
Instrument	807627

Lender

Name	MBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ONEIDA WI
Recording Date	Mar 23, 2020
Property Address	6705 CW SMITH RD, THREE LAKES, WI 54562-9785
Document Number	0000803819
Instrument Date	Mar 23, 2020
Instrument	803819
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	ONEIDA TITLE AND ABSTRACT INC, ONEIDA TITLE & ABSTRACT INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6697 CW SMITH RD, THREE LAKES, WI 54562-9792

September 2018: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ONEIDA WI
Recording Date	Sep 28, 2018
Property Address	6705 CW SMITH RD, THREE LAKES, WI 54562-9785
Document Number	0000786832
Instrument Date	Sep 28, 2018
Instrument	786832
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Three Lakes Town
Unified School District	Three Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,709.00 (+13.25%)	$266,400 (-) Land $105,300 Building $161,100	$500,154 Land $197,696 Building $302,458
2023	$3,275.00	$266,400 Land $105,300 Building $161,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cw Smith Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures