6705 Black Duck Ct, Frederick, MD 21703 Property Records

Frederick County property record for 6705 Black Duck Ct, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,740 sqft · built 1994
Lot Size0.034 acres (1,500 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Sep 2018)
Tax Bill$3,441 (2025)
Deeds & MortgagesDec 2021 Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-021702

Property Details

APN / Parcel Number

Primary APN01-021702
Alternative APNs
  • 1021702
  • 021702

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,740 sqft Living Area
1st Floor Area640 sqft
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,500 sqft (0.034 acres)
Deck Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number021702
Street Address6705 BLACK DUCK CT
CityFREDERICK
StateMD
Zip21703-9550
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR5
Legal DescriptionLOT 295 SEC 3 PLAT 1 1,500 SQ. FT. ROBIN MEADOWS CLUSTER
Legal SubdivisionROBIN MEADOWS CLUSTER
Legal Lot Number295
JurisdictionFREDERICK MD
Township / Civil Division1, BUCKEYSTOWN
Census Block Group1
Census Block1003
Census Tract752301

Owner

6705 Black Duck Ct, a townhouse, is owned and occupied by an individual who bought it in September 2018.

Source: Frederick County records, as of August 7, 2026

Owner of RecordIndividual Name on File
Mailing Address6705 BLACK DUCK CT, FREDERICK, MD 21703-9550
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
May 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Sep 14, 2018Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2018 · Amount on File
Deed SaleSep 14, 2018 · Amount on File
Prior SaleJun 11, 2009 · Amount on File
Deed Book / Page12620 / 282
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6705 BLACK DUCK CT, FREDERICK, MD 21703-9550
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0156110185
DateDec 28, 2021
Book Page15611/185
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2037

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6705 BLACK DUCK CT, FREDERICK, MD 21703-9550
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0137520139
DateMay 22, 2020
Book Page13752/139
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 14, 2018
Property Address6705 BLACK DUCK CT, FREDERICK, MD 21703-9550
Document Number0126200282
Book / Page12620 / 0282
Map ReferenceMB41 PL43
Instrument DateSep 7, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyMONOCACY TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$612.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address6705 BLACK DUCK CT, FREDERICK, MD 21703-9550

Mortgage

Document Number0012620289
DateSep 14, 2018
Instrument12620/289
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2048
Interest

Tax Assessment & Valuation

The 2025 property tax bill for 6705 Black Duck Ct was $3,441 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$325,533$352,500 Land $100,000 Building $252,500
2025$3,441.00
2023$2,991.00 Homeowner's exemption$258,000$271,600 Land $80,000 Building $191,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6705 Black Duck Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6705 Black Duck Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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