6704 State Rte 5, Ashland, KY 41102 Property Records

Boyd County property record for 6704 State Rte 5, Ashland, KY 41102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,371 sqft · built 1884
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Last Sale	$149,900 (Dec 2018)
Tax Bill	$1,787 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-00-00-005.01`

Property Details

APN / Parcel Number

Primary APN	`014-00-00-005.01`
Alternative APN	`652471`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,371 sqft Living Area
Gross Area	720 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1884
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	192 sqft
Deck Area	1,650 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	652471
Street Address	6704 STATE ROUTE 5
City	ASHLAND
State	KY
Zip	41102-8540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	20 ACRES
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND SOUTH
Census Block Group	2
Census Block	2016
Census Tract	31004

Owner

Source: Boyd County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6A MOUNTAINEER DR # A, A, ELKVIEW, WV 25071-9519
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Dec 21, 2018	Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	Jul 26, 2005 · Amount on Record
Deed Document Number	9808074
Deed Book / Page	D806 / 410
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	6704 STATE ROUTE 5, ASHLAND, KY 41102-8540
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1477/645
Date	Aug 2, 2021
Book Page	1477/645
Instrument	10003423

Lender

Name	USAA FSB
Type	Bank
Address	10750

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	Dec 21, 2018
Property Address	6704 STATE ROUTE 5, ASHLAND, KY 41102-8540
Document Number	D806/410
Book / Page	D806 / 410
Map Reference	DD 743 PG 253
Instrument Date	Dec 20, 2018
Instrument	9808074
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 LAUREL CT, 132, ASHLAND, KY 41101-2194

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6704 STATE ROUTE 5, ASHLAND, KY 41102-8540

Mortgage

Document Number	0M1396/242
Date	Dec 20, 2018
Book Page	M1396/242
Instrument	9808075

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Unified School District	Boyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,787.00 (+0.34%)	$126,000 (-) Land $126,000	$149,000 (-) Land $38,500 Building $110,500
2023	$1,781.00	$126,000 Land $126,000	$149,000 Land $38,500 Building $110,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Optimum.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on State Rte 5

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures