6704 Joy Dr, Tyler, TX 75703 Property Records

Smith County property record for 6704 Joy Dr, Tyler, TX 75703

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,017 sqft · built 1977
Lot Size0.195 acres (8,494 sqft)
OwnerIndividual Name on File
Last Sale$219,200 (Apr 2020)
Tax Bill$3,434 (2026)
Deeds & MortgagesMay 2026 Line of Credit
Jan 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNR076634

Property Details

APN / Parcel Number

Primary APNR076634
Alternative APN
  • 1-50000-1502-00-002000

Interior

Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,017 sqft Heated Area
1st Floor Area2,017 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2000
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,494 sqft (0.195 acres)
Lot Dimensions100 ft deep x 85 ft wide
Garage Area575 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account NumberR076634
Street Address6704 JOY DR
CityTYLER
StateTX
Zip75703-4632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionEDGEWOOD BLOCK 1502 LOT 2
Legal SubdivisionEDGEWOOD
Legal Block1502
Legal Lot Number2
JurisdictionSMITH TX
Township / Civil DivisionTYLER
Census Block Group2
Census Block2010
Census Tract2006

Owner

6704 Joy Dr is owned and occupied by an individual who bought it in April 2020.

Source: Smith County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address6704 JOY DR, TYLER, TX 75703-4632
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 4, 2026Deed of Trust, Mortgage · Line of Credit
PLAZA HOME MORTGAGE INC
Jan 17, 2023Intrafamily Transfer, Transfer
Apr 6, 2020Warranty Deed, Transfer
CLARA J HESTER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2020 · Amount on File
Deed SaleApr 6, 2020 · Amount on File
Prior SaleFeb 20, 2013
Deed Document Number2020100011430
Prior Transfer DateMar 30, 2020
Prior Transfer Doc0100011430
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITH TX
Recording DateMay 4, 2026
Property Address6704 JOY DR, TYLER, TX 75703-4632
Document Number0000012594
Instrument DateApr 27, 2026
Instrument202612594
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6704 JOY DR, TYLER, TX 75703-4632

Mortgage

Document Number0000012594,
DateMay 4, 2026
Instrument202612594
Lender
NamePLAZA HOME MORTGAGE INC
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate6.38%
Max Rate-1%

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSMITH TX
Recording DateJan 17, 2023
Property Address6704 JOY DR, TYLER, TX 75703-4632
Document Number0001001297
Map ReferenceCAB D SL 395-C
Instrument DateJan 9, 2023
Instrument202301001297
Transaction TypeTransfer
Record UpdatedFeb 8, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address11805 POYDRAS, TYLER, TX 75703-7745

Transferred To (Grantee/Buyer)

NameVerified Name
Address6704 JOY DR, TYLER, TX 75703-4632

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSMITH TX
Recording DateApr 6, 2020
Property Address6704 JOY DR, TYLER, TX 75703-4632
Document Number0000011430
Instrument DateApr 1, 2020
Instrument11430
Transaction TypeTransfer
Record UpdatedJul 7, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6704 JOY DR TYLER TX 757034632, TYLER, TX 75703-4632

Mortgage

Document Number11431
DateApr 6, 2020
Instrument11431
Lender
NameCLARA J HESTER
Address7411 CATHERINE CT, TYLER, TX 75703-5016
Special NotesSeller Financed
Agreement
AmountAmount on Record
Term360 Months
DueApr 5, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 6704 Joy Dr was $3,434 with a homeowner's exemption, up 3.8% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateTexas
CountySmith County
MunicipalityTyler City
Unified School DistrictTyler Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,434.00 (+3.81%) Homeowner's exemption$287,345 (+2.82%) Land $41,015 Building $246,330$287,345 (+2.82%) Land $41,015 Building $246,330
2025$3,308.00 (-1.9%) Homeowner's exemption$279,455 Land $40,170 Building $239,285$279,455 Land $40,170 Building $239,285
2024$3,372.00 (+11.51%)
2023$3,024.00 (-16.12%) Homeowner's exemption$284,576 Land $34,697 Building $249,879$284,576 Land $34,697 Building $249,879
2022$3,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6704 Joy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1979–2014)
Claims Outside the SFHA4 of 4
Most Recent ClaimApr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6704 Joy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TYLER
serves 107,000 people · EPA ID TX2120004
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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