6704 Allen Field Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 6704 Allen Field Rd, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,705 sqft · built 2018
Lot Size	2.5 acres (109,074 sqft)
Owner	Individual Name on File
Last Sale	$6,000 (Jan 2017)
Tax Bill	$1,357 (2024)
Deeds & Mortgages	Mar 2018 Construction Loan Sep 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-5N-28-0000-01505-0000`

Property Details

APN / Parcel Number

Primary APN	`27-5N-28-0000-01505-0000`
Alternative APN	`N285270000015050000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,705 sqft Living Area
Gross Area	2,285 sqft
1st Floor Area	1,705 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	109,074 sqft (2.5 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6704 ALLEN FIELD RD
City	JAY
State	FL
Zip	32565-2561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	COM NW SEC COR TH S 0W ALG W SEC LI 872.9 FT TH N8926E 875.20 TH S0W 541.56 FT TH N890740E 436.40 FT TO POB TH S0E 263.13 FT TH N883212 E 436.49 FT TH N 258.63 FT TH S89*0740W 436.41 FT TO POB AS DES IN OR 3591 PG 1678 TOGETHER W/ ACCESS EASEME
Legal Range	28W
Legal Township	5N
Legal Section	27
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BERRYDALE
Census Block Group	3
Census Block	3026
Census Tract	10100

Owner

6704 Allen Field Rd is owned and occupied by an individual who bought it in January 2017.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	6704 ALLEN FIELD RD, JAY, FL 32565-2561
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2018	Deed of Trust, Mortgage · Construction Mortgage PEN AIR FCU
Sep 18, 2018	Loan Modification, Mortgage PEN AIR FCU
Jan 18, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2017 · Amount on File
Deed Sale	Jan 18, 2017 · Amount on File
Deed Document Number	20171988
Deed Book / Page	3591 / 1678
Prior Transfer Date	Apr 3, 2008
Prior Transfer Doc	0028181555
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6704 ALLEN FIELD RD, JAY, FL 32565-2561
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RELIABLE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037090074
Date	Mar 13, 2018
Book Page	3709/0074
Instrument	201809607

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	2.27%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	6704 ALLEN FIELD RD, JAY, FL 32565-2561
Document Number	0037701182
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6704 ALLEN FIELD RD JAY FL 325652561, JAY, FL 32565-2561

Mortgage

Document Number	0037701182
Date	Oct 1, 2018
Book Page	003770/001182
Instrument	42178

Lender

Name	PEN AIR FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2048

Interest

Rate	4.25%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 18, 2017
Property Address	6704 ALLEN FIELD RD, JAY, FL 32565-2561
Document Number	0035911678
Book / Page	003591 / 001678
Instrument Date	Jan 3, 2017
Instrument	1988
Transaction Type	Transfer
Record Updated	Jan 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$42.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4461 SUTTON ALLEN RD JAY FL 325652535, JAY, FL 32565-2535

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,089 (+2.9%)	$226,115 (+1.57%) Land $26,292 Building $199,823
2024	$1,357.00 (+2.26%) Homeowner's exemption	$147,803 (+3%)	$222,627 (+2.54%) Land $26,292 Building $196,335
2023	$1,327.00 (+7.71%) Homeowner's exemption	$143,498 (+6.91%)	$217,111 (+11.49%) Land $22,786 Building $194,325
2022	$1,232.00 Homeowner's exemption	$134,223	$194,730 Land $15,775 Building $178,955

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6704 Allen Field Rd in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	22 (1990–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Georges, Sep 1998 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims Hurricane Opal, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6704 Allen Field Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

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