6703 Mount Phillip Rd, Frederick, MD 21703 Property Records

Frederick County property record for 6703 Mount Phillip Rd, Frederick, MD 21703

Property Summary

Property Type	Single Family Home
Details	2,624 sqft · built 2023
Lot Size	0.123 acres (5,400 sqft)
Owner	Individual Name on Record
Last Sale	$560,990 (Oct 2023)
Tax Bill	$7,807 (2023)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-597125`

Property Details

APN / Parcel Number

Primary APN	`02-597125`
Alternative APN	`597125`

Interior

Building Area	2,624 sqft Total Area

Exterior

Year Built	Built 2023
Lot Area	5,400 sqft (0.123 acres)

Location & Zoning

Account Number	597125
Street Address	6703 MOUNT PHILLIP RD
City	FREDERICK
State	MD
Zip	21703-5998
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 5,400 SQ FT WEST PARK VILLAGE
Legal Lot Number	6
Jurisdiction	FREDERICK MD
Township / Civil Division	24, BRADDOCK
Census Block Group	3
Census Block	3007
Census Tract	750506

Owner

Source: Frederick County records, as of October 31, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6703 MOUNT PHILLIP RD, FREDERICK, MD 21703-5998
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Oct 17, 2023	Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Nov 12, 2021	Deed of Trust, Mortgage · Commercial Mortgage FVCBANK
Apr 28, 2023	Deed, Transfer NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC
Jan 3, 2023	Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Prior Sale	Apr 28, 2023 · Amount on Record
Deed Document Number	0016639102
Deed Book / Page	16639 / 102
Record Updated	Jun 7, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6703 MOUNT PHILLIP RD, FREDERICK, MD 21703
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177490300
Date	Mar 3, 2026
Book Page	17749/300

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 17, 2023
Property Address	6703 MOUNT PHILLIP RD, FREDERICK, MD 21703-5998
Document Number	0166390102
Book / Page	16639 / 102
Map Reference	MB 100 PL 169
Instrument Date	Oct 9, 2023
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	CAPITOL SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,804.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6703 MOUNT PHILLIP RD, FREDERICK, MD 21703-5998

Mortgage

Document Number	0016639107
Date	Oct 17, 2023
Instrument	16639/107

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6703 MOUNT PHILLIP RD, FREDERICK, MD 21703-5998
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	LOUDOUN COMMERCIAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154890477
Date	Nov 12, 2021
Book Page	15489/477

Lender

Name	FVCBANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 28, 2023
Property Address	6703 MOUNT PHILLIP RD, FREDERICK, MD 21703-5998
Document Number	0164200417
Book / Page	16420 / 417
Map Reference	MB 100 PL 169
Instrument Date	Apr 27, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC

Transaction

Amount	Amount Recorded
Tax	$2,540.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5265 WESTVIEW DR, FREDERICK, MD 21703-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6703 MOUNT PHILLIP RD, FREDERICK, MD 21703-5998

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 3, 2023
Property Address	6703 MOUNT PHILLIP RD, FREDERICK, MD 21703-5998
Document Number	0162820371
Book / Page	16282 / 371
Map Reference	MB 100 PL 169
Instrument Date	Jan 3, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4747 BETHESDA AVE STE 650, 650, BETHESDA, MD 20814-5223

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4991 NEW DESIGN RD STE 105, 105, FREDERICK, MD 21703-7342
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,807.00	$429,400	$576,000 Land $127,000 Building $449,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2014–2018)
Most Recent Claim	May 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

Nearby Properties on Mount Phillip Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures