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6703 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 6703 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,144 sqft · built 1988
Lot Size0.258 acres (11,238 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (May 2019)
Tax Bill$2,474 (2025)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN5394.20.90.8760000

Property Details

APN / Parcel Number

Primary APN5394.20.90.8760000
Alternative APNs
  • 538650
  • 33694

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,144 sqft Heated Area
Gross Area1,648 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialWood
Foundation TypePile
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,238 sqft (0.258 acres)
Lot Dimensions135 ft deep x 91 ft wide
Garage TypeCarport
Garage Area954 sqft
CarportCarport
Carport Area954 sqft
Deck Area36 sqft
Utility Building266 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number33694
Street Address6703 EMERALD DR
CityEMERALD ISLE
StateNC
Zip28594-3210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL1 BA SHELL COVE
Legal SubdivisionSHELL COVE
Legal Block90
Legal Lot Number1
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1069
Census Tract970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4144 DALE DR, FARMVILLE, NC 27828-1370
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2019 · Amount on File
Deed SaleMay 9, 2019 · Amount on File
Prior SaleAug 14, 2002 · Amount on File
Deed Document Number20191637249
Deed Book / Page1637 / 249
Prior Transfer DateJan 5, 2010
Prior Transfer Doc0013300396
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address6703 EMERALD DR, EMERALD ISLE, NC 28594-3210
Document Number0015690350
Book / Page001569 / 000350
Instrument DateMar 13, 2017
Transaction TypeMortgage
Record UpdatedMar 20, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address6703 EMERALD DR EMERALD ISLE NC 285943210, EMERALD ISLE, NC 28594-3210

Mortgage

Document Number0015690350
DateMar 14, 2017
Book Page001569/000350
Lender
NameSTATE BK&TR
TypeBank
AddressAUGUSTA, GA 30909
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 13, 2032

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$618,729 (-) Land $329,508 Building $289,221$618,729 (-) Land $329,508 Building $289,221
2025$2,474.00 (+31.6%)$618,729 (+87.52%) Land $329,508 Building $289,221$618,729 (+87.52%) Land $329,508 Building $289,221
2023$329,953 Land $125,871 Building $204,082$329,953 Land $125,871 Building $204,082
2022$1,880.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Brightspeed.

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