6703 E Bay Blvd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 6703 E Bay Blvd, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,364 sqft · built 2019
Lot Size	0.951 acres (41,469 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Jun 2017)
Tax Bill	$4,372 (2024)
Deeds & Mortgages	May 2020 Mortgage May 2019 Loan Modification + 2 more
Flood Zone	Zone AE (high risk)
APN	`18-2S-26-1920-10900-0030`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-10900-0030`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,364 sqft Heated Area
Gross Area	3,774 sqft
1st Floor Area	2,964 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	41,469 sqft (0.951 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	182S261920109000030
Street Address	6703 E BAY BLVD
City	NAVARRE
State	FL
Zip	32566-8003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA 1ST CORR & AMEND LOT 3 BLK 109 AS DES IN OR 3633 PG 1748
Legal Range	26W
Legal Township	02S
Legal Section	18
Legal Subdivision	BY THE SEA
Legal Block	109
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1033
Census Tract	10820

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6703 E BAY BLVD, NAVARRE, FL 32566-8003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · VA Mortgage UNIVERSITY LNDG
May 31, 2019	Loan Modification, Mortgage UNIVERSITY LNDG
Sep 13, 2018	Trustee's Deed, Construction Loan · Construction Mortgage UNIVERSITY LNDG
Jun 16, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2017 · Amount on Record
Deed Sale	Jun 16, 2017 · Amount on Record
Prior Sale	Mar 24, 2003 · Amount on Record
Deed Document Number	201724382
Deed Book / Page	3633 / 1748
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6703 E BAY BLVD, NAVARRE, FL 32566-8003
Document Number	0039550772
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6703 E BAY BLVD NAVARRE FL 32566, NAVARRE, FL 32566

Mortgage

Document Number	0039550772
Date	May 27, 2020
Book Page	003955/000772
Instrument	25059

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	6703 E BAY BLVD, NAVARRE, FL 32566-8003
Document Number	0038440663
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6703 E BAY BLVD NAVARRE FL 32566, NAVARRE, FL 32566

Mortgage

Document Number	0038440663
Date	Jun 28, 2019
Book Page	003844/000663
Instrument	27665

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

Interest

Rate	4.12%

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 13, 2018
Property Address	6703 E BAY BLVD, NAVARRE, FL 32566-8003
Document Number	0037650921
Book / Page	003765 / 000921
Instrument Date	Sep 7, 2018
Instrument	39268
Transaction Type	Construction Loan
Record Updated	Nov 2, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2705 EDGEWOOD DR NAVARRE FL 325668267, NAVARRE, FL 32566-8267

Mortgage

Document Number	37650921
Date	Sep 13, 2018
Book Page	003765/000921
Instrument	39268

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 16, 2017
Property Address	6703 E BAY BLVD, NAVARRE, FL 32566-8003
Document Number	0036331748
Book / Page	003633 / 001748
Instrument Date	Jun 12, 2017
Instrument	24382
Transaction Type	Transfer
Record Updated	Jun 26, 2017

Transaction

Amount	Amount Recorded
Tax	$385.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2725 AUGUSTUS RD NAVARRE FL 325667961, NAVARRE, FL 32566-7961

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,372.00 (+1.98%) Homeowner's exemption	$400,775 (+3%)	$511,927 (+3.04%) Land $81,000 Building $430,927
2023	$4,287.00 (+2.46%) Homeowner's exemption	$389,102 (+3%)	$496,805 (+7.07%) Land $70,200 Building $426,605
2022	$4,184.00 Homeowner's exemption	$377,769	$463,999 Land $54,000 Building $409,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 311 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	311 in force
Nearby Flood Claims	49 (1995–2020)
Claims Outside the SFHA	1 of 49
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 35 claims Hurricane Frances, Sep 2004 · 11 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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