6701 Ringgold Rd, Chattanooga, TN 37412 Property Records

Hamilton County property record for 6701 Ringgold Rd, Chattanooga, TN 37412

Property Summary

Property Type	Convenience Store
Details	6,281 sqft · built 1996
Lot Size	0.658 acres (28,700 sqft)
Owner	Company Name on Record
Last Sale	$725,000 (Nov 2005)
Tax Bill	$6,655 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`170I B 007`

Property Details

APN / Parcel Number

Primary APN	`170I B 007`
Alternative APN	`0000116773`

Interior

Stories	1 Story
Building Area	6,281 sqft Total Area

Exterior

Year Built	Built 1996
Exterior Material	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	28,700 sqft (0.658 acres)
Lot Dimensions	173 ft deep x 165 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000116773
Old Parcel Number	170I B 007
Street Address	6701 RINGGOLD RD
City	CHATTANOOGA
State	TN
Zip	37412-4229
Property Category	Commercial
Property Type	Commercial > Retail > Convenience Store
Local Zoning Code	C1
Legal Description	PT LT 2 RESUB LTS 10-13 PT LTS 1-5 BLK A WALNUT HILLS REV 37-133
Legal Subdivision	WALNUT HILLS
Legal Block	A
Legal Lot Number	2 11
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	2
Census Block	2008
Census Tract	11442

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6701 RINGGOLD RD, CHATTANOOGA, TN 37412-4229
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Commercial Mortgage SMARTBANK
Mar 6, 2020	Deed of Trust, Mortgage FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2005 · Amount on Record
Deed Sale	Nov 14, 2005 · Amount on Record
Prior Sale	Oct 1, 1998 · Amount on Record
Deed Document Number	2005111400222
Deed Book / Page	7745 / 877
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6701 RINGGOLD RD, CHATTANOOGA, TN 37412-4229
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000277
Date	Jan 25, 2021
Book Page	12327/737
Instrument	2021012500277

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6701 RINGGOLD RD, CHATTANOOGA, TN 37412-4229
Document Number	0317000197
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6701 RINGGOLD RD CHATTANOOGA TN 374124229, CHATTANOOGA, TN 37412-4229

Mortgage

Document Number	0317000197
Date	Mar 17, 2020
Book Page	011940/000806
Instrument	200317000197

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 16, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,655.00 (-7.26%)	$439,120 (+36.9%)	$1,097,800 (+36.9%) Land $639,300 Building $458,500
2024	$7,176.00 (-36.25%)	$320,760 (-)	$801,900 (-) Land $426,200 Building $375,700
2023	$11,256.00 (+0.01%)	$320,760 (-)	$801,900 (-) Land $426,200 Building $375,700
2022	$11,255.00	$320,760	$801,900 Land $426,200 Building $375,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ringgold Telephone Company, Verizon.

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