6700 SE Harbor Cir, Stuart, FL 34996 Property Records

Martin County property record for 6700 SE Harbor Cir, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,466 sqft · built 1986
Lot Size0.551 acres (24,002 sqft)
Owner2 Individual Names on Record
Last Sale$2,212,500 (Aug 2004)
Tax Bill$27,092 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN08-38-42-006-000-0029.0-8-0000

Property Details

APN / Parcel Number

Primary APN08-38-42-006-000-0029.0-8-0000
Alternative APNs
  • 08-38-42-006-000-00290-8
  • 838420060000029080000
  • 45717

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area4,466 sqft Living Area
Gross Area5,432 sqft
1st Floor Area4,466 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1996
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area24,002 sqft (0.551 acres)
View / LotCanal Front
Garage TypeAttached
Garage Area966 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area392 sqft
PorchOpen Concrete/Masonry Porch
Porch Area775 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number45717
Street Address6700 SE HARBOR CIR
CitySTUART
StateFL
Zip34996-1963
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionSAILFISH POINT PLAT 4 LOT 29
Legal Range42E
Legal Township38S
Legal Section8
Legal SubdivisionSAILFISH POINT
Legal Block1
Legal Lot Number29
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1003
Census Tract100

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6700 SE HARBOR CIR, STUART, FL 34996-1963
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jan 15, 2019Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2004 · Amount on Record
Deed SaleAug 18, 2004 · Amount on Record
Prior SaleFeb 15, 1995 · Amount on Record
Deed Document Number20041774834
Deed Book / Page1932 / 906
Prior Transfer DateAug 12, 2004
Prior Transfer Doc0019320908
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address6700 SE HARBOR CIR, STUART, FL 34996-1963
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address6700 SE HARBOR CIR, STUART, FL 34996-1963

Mortgage

Document Number0031831124
DateDec 21, 2020
Book Page3183/1124
Instrument2857145
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051
Interest
Rate TypeAdjustable Rate
Rate1.5%
Type Change DateMar 1, 2021
Change FrequencyMonthly
Min Rate At Change1.37%
Max Rate At Change12%
Index1-Month LIBOR
Max Rate12%

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address6700 SE HARBOR CIR, STUART, FL 34996-1963
Document Number0030372903
Instrument DateJan 15, 2019
Transaction TypeMortgage
Record UpdatedFeb 25, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6700 SE HARBOR CIR STUART FL 349961963, STUART, FL 34996-1963

Mortgage

Document Number0030372903
DateJan 24, 2019
Book Page003037/002903
Instrument2735515
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueJan 23, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27,092.00 (-1.03%) Homeowner's exemption$1,710,652 (+5.99%)$3,895,930 (+17.32%) Land $3,000,000 Building $895,930
2024$27,374.00 (+1.46%)
2023$26,979.00 (+3.15%) Additional exemption filed$1,614,022 (+3%)$3,320,840 (+2.4%) Land $2,400,000 Building $920,840
2022$26,155.00 Homeowner's exemption$1,567,012$3,242,970 Land $2,400,000 Building $842,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 390 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,299 units insured
incl. 909 condo units
Nearby Flood Claims70 (1984–2023)
Claims Outside the SFHA6 of 70
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAILFISH POINT
private · serves 1,145 people · EPA ID FL4434000
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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