6700 Gunpowder Ln, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 6700 Gunpowder Ln, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,976 sqft · built 1976
Lot Size	0.292 acres (12,741 sqft)
Owner	Individual Name on File
Last Sale	$298,000 (Oct 2014)
Tax Bill	$4,347 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21164400780000`

Property Details

APN / Parcel Number

Primary APN	`21164400780000`
Alternative APNs	`164400780000` `00001319`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,976 sqft Finished Area
Basement Area	1,976 sqft
Finished Basement	755 sqft
Flooring	Covered
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,741 sqft (0.292 acres)
Garage Type	Basement
Parking Spaces	8 Parking Spaces
Deck Area	200 sqft
Patio Area	10 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001319
Street Address	6700 GUNPOWDER LN
City	PROSPECT
State	KY
Zip	40059-9333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDEN
Legal Description	LOT 78 FOX HARBOUR SUBDIVISION SEC 2, PB.29, PG.70, 0.2925 AC +/-
Legal Subdivision	FOX HARBOR
Legal Lot Number	78
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1013
Census Tract	10312

Owner

6700 Gunpowder Ln is owned and occupied by an individual who acquired it in April 2021.

Source: Louisville/Jefferson County Metro Government records, as of April 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6700 GUNPOWDER LN, PROSPECT, KY 40059-9333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Nov 24, 2021	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Apr 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2014 · Amount on File
Deed Sale	Oct 16, 2014 · Amount on File
Prior Sale	Aug 17, 2010 · Amount on File
Deed Document Number	2014133265
Deed Book / Page	10313 / 220
Last Transfer Date	Apr 6, 2021
Transfer Doc	0000096823
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	6700 GUNPOWDER LN, PROSPECT, KY 40059-9333
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	BRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6700 GUNPOWDER LN, PROSPECT, KY 40059-9333

Mortgage

Document Number	0000035768
Date	Mar 30, 2026
Book Page	M 19725/200
Instrument	2026035768

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2056

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	6700 GUNPOWDER LN, PROSPECT, KY 40059-9333
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6700 GUNPOWDER LN, PROSPECT, KY 40059-9333

Mortgage

Document Number	0000297538
Date	Nov 24, 2021
Book Page	M 17799/590
Instrument	2021297538

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 28, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON KY
Recording Date	Apr 22, 2021
Property Address	6700 GUNPOWDER LN, PROSPECT, KY 40059-9333
Document Number	0000096823
Book / Page	11995 / 681
Map Reference	MB 29 PG 70
Instrument Date	Apr 6, 2021
Instrument	2021096823
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	ACUITY TITLE

Transaction

Tax	$133.50
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6700 GUNPOWDER LN, PROSPECT, KY 40059-9333

Mortgage

Document Number	0000096824
Date	Apr 22, 2021
Instrument	2021096824

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 6700 Gunpowder Ln was $4,347.

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Prospect City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,347.00	$389,590 Land $79,050 Building $310,540
2024			$389,590 (-) Land $79,050 Building $310,540
2023	$4,511.00 (-0.35%)	$389,590 (-) Land $79,050 Building $310,540	$389,590 (-) Land $79,050 Building $310,540
2022	$4,527.00	$389,590 Land $79,050 Building $310,540	$389,590 Land $79,050 Building $310,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6700 Gunpowder Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	56 units insured incl. 42 condo units
Nearby Flood Claims	31 (1980–2025)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 8 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 9 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6700 Gunpowder Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: BluegrassNet, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gunpowder Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures