6700 Gibson Rd, Gibson, NC 28343 Property Records

Scotland County property record for 6700 Gibson Rd, Gibson, NC 28343

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,940 sqft · built 1989
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Last Sale	$363,000 (Nov 2022)
Tax Bill	$2,303 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040174 01006`

Property Details

APN / Parcel Number

Primary APN	`040174 01006`
Alternative APNs	`0002538` `4040190` `904575`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,940 sqft Heated Area
Gross Area	2,260 sqft
1st Floor Area	1,220 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Exterior Material	Wood Shingle
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	174,240 sqft (4 acres)
Lot Dimensions	220 ft deep x 220 ft wide
Porch	Slab
Porch Area	320 sqft
Quonset Hut	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	4040190
Street Address	6700 GIBSON RD
City	GIBSON
State	NC
Zip	28343-3500
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	GEO T PATE-HWY 79
Jurisdiction	SCOTLAND NC
Township / Civil Division	WILLIAMSON
Census Block Group	1
Census Block	1056
Census Tract	10501

Owner

Source: Scotland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 314, GIBSON, NC 28343-0314
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · VA Mortgage EQUITY PRIME MORTGAGE LLC
Jan 25, 2024	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 30, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 22, 2017	Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Deed Document Number	20223420
Deed Book / Page	1766 / 999
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTLAND NC
Property Address	6700 GIBSON RD, GIBSON, NC 28343-3500
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6700 GIBSON RD, GIBSON, NC 28343-3500
Investor	Possibly a Property Investor

Mortgage

Document Number	0001817/43
Date	Feb 23, 2026
Book Page	1817/43
Instrument	2026-00000469

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTLAND NC
Property Address	6700 GIBSON RD, GIBSON, NC 28343
Transaction Type	Mortgage
Record Updated	Feb 2, 2024
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001784/273
Date	Jan 25, 2024
Book Page	1784/273
Instrument	2024-00000186

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTLAND NC
Recording Date	Nov 30, 2022
Property Address	6700 GIBSON RD, GIBSON, NC 28343
Document Number	001766/999
Book / Page	1766 / 999
Map Reference	MB 5-T PG 349
Instrument Date	Nov 30, 2022
Instrument	2022-00003420
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8709 GOLF RIDGE DR, 8709, CHARLOTTE, NC 28277-8841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 314, GIBSON, NC 28343-0314

Mortgage

Document Number	202200003421
Date	Nov 30, 2022
Instrument	2022-00003421

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTLAND NC
Recording Date	Aug 22, 2017
Property Address	6700 GIBSON RD, GIBSON, NC 28343
Document Number	1557/193
Book / Page	1557 / 193
Map Reference	MB5-T PG349
Instrument Date	Aug 22, 2017
Instrument	2017-00002221
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 314, GIBSON, NC 28343-0314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8709 GOLF RIDGE DR, CHARLOTTE, NC 28277-8841

Tax Assessment & Valuation

Source: Scotland County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Scotland County
Unified School District	Scotland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,303.00 (+19.39%)	$299,090 (+68.62%) Land $16,550 Building $282,540	$299,090 (+68.62%) Land $16,550 Building $282,540
2023		$177,370 (-) Land $14,550 Building $162,820	$177,370 (-)
2022	$1,929.00	$177,370 Land $14,550 Building $162,820	$177,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 12, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 92% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTLAND CO WATER - NORTH serves 1,219 people · EPA ID NC0383030
Water Source	Purchased groundwater from several systems
Last State Inspection	Oct 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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