670/680 Smith Rd, Palmyra, NY 14522 Property Records

Ontario County and Manchester Town property record for 670/680 Smith Rd, Palmyra, NY 14522

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 1.5 ba · 1,520 sqft · built 1978
Lot Size	16.7 acres (727,452 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Mar 2026)
Tax Bill	$7,923 (2026)
Deeds & Mortgages	Feb 2025 Line of Credit Mar 2026 Sale + 3 more
APN	`1904-000-20`

Property Details

APN / Parcel Number

Primary APN	`1904-000-20`
Alternative APNs	`323689 11.00-1-31.000` `36890110000001031000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,520 sqft Total Area
1st Floor Area	968 sqft
Upper Floors Area	120 sqft
Basement Area	552 sqft
Finished Basement	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Multi-Family
Exterior Material	Composition/Composite
Lot Area	727,452 sqft (16.7 acres)
Lot Width	637 ft Width
Garage Type	Attached
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	612 sqft
Patio Area	708 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	1904-000-20
Street Address	670/680 SMITH RD
City	PALMYRA
State	NY
Zip	14522
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	02 - SINGL
Legal Description	STAFFORD RD TO REAR
Legal Block	1
Legal Lot Number	31.000
Jurisdiction	ONTARIO NY
Township / Civil Division	MANCHESTER
Census Block Group	1
Census Block	1018
Census Tract	50304

Owner

Source: Ontario County and Manchester Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 EDER RD, STORMVILLE, NY 12582-5209
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2025	Deed of Trust, Mortgage · Line of Credit ESL FCU
Mar 30, 2026	Warranty Deed, Transfer
Mar 20, 2026	Warranty Deed, Transfer MOVEMENT MORTGAGE
Jul 25, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage CASCIANI CONST CO INC
Sep 30, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Mar 20, 2026 · Amount on Record
Deed Document Number	202612314756
Deed Book / Page	1577 / 125
Prior Transfer Date	Sep 29, 2022
Prior Transfer Doc	001505/473
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	670/680 SMITH RD, PALMYRA, NY 14522
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003301/852
Date	Feb 21, 2025
Book Page	3301/852
Instrument	202502210254

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Mar 30, 2026
Property Address	670/680 SMITH RD, PALMYRA, NY 14522
Document Number	001577/125
Book / Page	1577 / 125
Instrument Date	Mar 27, 2026
Instrument	202612314756
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 EDER RD, STORMVILLE, NY 12582-5209

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Mar 20, 2026
Property Address	670/680 SMITH RD, PALMYRA, NY 14522
Document Number	001576/595
Book / Page	1576 / 595
Instrument Date	Feb 17, 2026
Instrument	202612314265
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 N MEADOW ST, WATERTOWN, NY 13601-2439

Mortgage

Document Number	0003360192
Date	Mar 20, 2026
Instrument	3360/192

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Jul 25, 2025
Property Address	670/680 SMITH RD, PALMYRA, NY 14522
Document Number	001563/656
Book / Page	1563 / 656
Instrument Date	Jul 23, 2025
Instrument	202507250247
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CROSSROADS ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003323836
Date	Jul 25, 2025
Instrument	3323/836

Lender

Name	CASCIANI CONST CO INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 1, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Sep 30, 2022
Property Address	670/680 SMITH RD, PALMYRA, NY 14522
Document Number	001505/473
Book / Page	1505 / 473
Instrument Date	Sep 29, 2022
Instrument	202209300244
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Ontario County and Manchester Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Manchester Town
Unified School District	Manchester-Shortsville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,923.00 (-2.22%)
2025	$8,103.00	$295,000 (+31.4%) Land $52,500 Building $242,500	$317,200 (+20.11%) Land $56,451 Building $260,749
2023		$224,500 Land $49,200 Building $175,300	$264,100 Land $57,878 Building $206,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CBN.

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