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670 Morgan St, Elgin, IL 60123 Property Records

Kane County property record for 670 Morgan St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,481 sqft · built 1939
Lot Size0.141 acres (6,138 sqft)
Owner2 Individual Names on Record
Last Sale$145,000 (Jun 2014)
Tax Bill$4,804 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Sep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN06-23-180-027

Property Details

APN / Parcel Number

Primary APN06-23-180-027

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories5 Stories
Building Area1,481 sqft Living Area
Gross Area2,321 sqft
Basement Area840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area6,138 sqft (0.141 acres)
Lot Dimensions132 ft deep x 47 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address670 MORGAN ST
CityELGIN
StateIL
Zip60123-7471
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW H WILCOXS 3RD ADDN WEST 46 FT 5 IN SOUTH 132 FT LOT 3 BLCOK 2
Legal SubdivisionW H WILCOXS 3RD ADDN
Legal Block4
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4004
Census Tract851600

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address670 MORGAN ST, ELGIN, IL 60123-7471
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Deed of Trust, Mortgage · Line of Credit
PNC BANK
Sep 26, 2022Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage
RESICENTRAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2014 · Amount on Record
Deed SaleJun 26, 2014 · Amount on Record
Prior SaleJul 14, 2009 · Amount on Record
Deed Document Number201430839
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateAug 11, 2026
Property Address670 MORGAN ST, ELGIN, IL 60123-7471
Document Number0000034351
Instrument DateJul 30, 2026
Instrument202634351
Transaction TypeMortgage
Record UpdatedAug 19, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address670 MORGAN ST, ELGIN, IL 60123-7471

Mortgage

Document Number0000034351,
DateAug 11, 2026
Instrument202634351
Lender
NamePNC BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueAug 4, 2066
Interest
Rate6.43%
Max Rate-1%

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionKANE IL
Recording DateSep 26, 2022
Property Address670 MORGAN ST, ELGIN, IL 60123-7471
Document Number0000047621
Instrument DateSep 15, 2022
Instrument2022K047621
Transaction TypeTransfer
Record UpdatedSep 30, 2022
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047622
DateSep 26, 2022
Instrument2022K047622
Lender
NameRESICENTRAL LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,804.00 (-6.17%) Homeowner's exemption
2024$78,975 (+21.39%) Land $13,981 Building $64,994$237,020 (+21.44%) Land $41,960 Building $195,060
2022$5,120.00 (+4.68%) Homeowner's exemption$65,057 (+6.96%) Land $11,517 Building $53,540$195,171 (+6.96%) Land $34,551 Building $160,620
2021$4,891.00 Homeowner's exemption$60,824 Land $10,768 Building $50,056$182,472 Land $32,304 Building $150,168

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: T-Mobile.

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