670 E Chicago St, Elgin, IL 60120 Property Records

Kane County property record for 670 E Chicago St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,187 sqft · built 1938
Lot Size0.132 acres (5,750 sqft)
Owner2 Individual Names on Record
Tax Bill$5,424 (2025)
Deeds & MortgagesJan 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN06-13-428-003

Property Details

APN / Parcel Number

Primary APN06-13-428-003

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories5 Stories
Building Area1,187 sqft Living Area
Gross Area1,978 sqft
Basement Area791 sqft

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Construction TypeFrame
Lot Area5,750 sqft (0.132 acres)
Lot Dimensions115 ft deep x 50 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address670 E CHICAGO ST
CityELGIN
StateIL
Zip60120-5719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEASTVIEW ADDN WEST 50 FT EAST 128 FT LOT 1 BLOCK 4 & COUNTY CLERKS SUB OF LANDS WEST 50 FT EAST 392 FT SOUTH 66.5 FT LOT 258 SEC 13-41-8
Legal Range08
Legal Township41
Legal Section13
Legal SubdivisionCOUNTY CLERKS SUB
Legal Block4
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2015
Census Tract851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address670 E CHICAGO ST, ELGIN, IL 60120-5719
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2003
Deed SaleJun 6, 2003
Deed Document Number200394194
Last Transfer DateApr 3, 2009
Transfer Doc0000026047
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address670 E CHICAGO ST, ELGIN, IL 60120-5719
Transaction TypeMortgage
Record UpdatedJan 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2517 N WATERMAN AVE, ARLINGTON HEIGHTS, IL 60004-2258

Mortgage

Document Number0000000943
DateJan 9, 2024
Instrument2024K000943
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,424.00 (+15.8%) Homeowner's exemption$79,103 (+8.57%) Land $14,033 Building $65,070$237,404 (+8.57%) Land $42,116 Building $195,288
2024$72,859 (+21.39%) Land $12,925 Building $59,934$218,664 (+21.44%) Land $38,791 Building $179,874
2022$4,684.00 (+4.79%) Homeowner's exemption$60,019 (+6.96%) Land $10,647 Building $49,372$180,057 (+6.96%) Land $31,941 Building $148,116
2021$4,470.00 Homeowner's exemption$56,113 Land $9,954 Building $46,159$168,339 Land $29,862 Building $138,477

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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