670 Bluff View Dr, West Jefferson, NC 28694 Property Records

Ashe County property record for 670 Bluff View Dr, West Jefferson, NC 28694

Property Summary

Property Type	Single Family Home
Details	2,808 sqft · built 1999
Lot Size	10.6 acres (462,215 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (May 2020)
Tax Bill	$2,957 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19186-179`

Property Details

APN / Parcel Number

Primary APN	`19186-179`
Alternative APNs	`192958805634` `106048`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,808 sqft Heated Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Contemporary
Lot Area	462,215 sqft (10.6 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	106048
Old Parcel Number	19186179
Street Address	670 BLUFF VIEW DR
City	WEST JEFFERSON
State	NC
Zip	28694
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10.611 A FROM CELIA O BROWN OFF 1190 (DIRT R/W)
Jurisdiction	ASHE NC
Township / Civil Division	WEST JEFFERSON
Census Block Group	3
Census Block	3012
Census Tract	970400

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 NE 54TH ST, OAK ISLAND, NC 28465-4901
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
Sep 28, 2017	Warranty Deed, Transfer · Conventional Mortgage CAPITAL ONE NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	Sep 28, 2017 · Amount on Record
Deed Document Number	20201875
Deed Book / Page	511 / 1642
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	May 1, 2020
Property Address	670 BLUFF VIEW DR, WEST JEFFERSON, NC 28694
Document Number	00511/1642
Book / Page	511 / 1642
Instrument Date	Apr 14, 2020
Instrument	1875
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 WICKFIELD DR, SANFORD, NC 27330-7695

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 NE 54TH ST, OAK ISLAND, NC 28465-4901

Mortgage

Document Number	0000001876
Date	May 1, 2020
Instrument	1876

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Sep 28, 2017
Property Address	670 BLUFF VIEW DR, WEST JEFFERSON, NC 28694
Document Number	00484/1693
Book / Page	0484 / 1693
Map Reference	MB 253 PG 28
Instrument Date	Sep 19, 2017
Instrument	04302
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	806 RAINTREE CT, WINSTON SALEM, NC 27106-5744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 WICKFIELD DR, SANFORD, NC 27330-7695

Mortgage

Document Number	00484/1696
Date	Sep 28, 2017
Book Page	0484/1696
Instrument	04303

Lender

Name	CAPITAL ONE NA
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,957.00	$564,400 (-) Land $116,900 Building $447,500	$564,400 (-) Land $116,900 Building $447,500
2025	$2,957.00 (+8.28%)	$564,400 (-) Land $116,900 Building $447,500	$564,400 (-) Land $116,900 Building $447,500
2023	$2,731.00 (+23.52%)	$564,400 (+47.83%) Land $116,900 Building $447,500	$564,400 (+47.83%) Land $116,900 Building $447,500
2022	$2,211.00	$381,800 Land $97,700 Building $284,100	$381,800 Land $97,700 Building $284,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	15 (1979–2024)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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