670 Bell Ave, Elyria, OH 44035 Property Records

Lorain County property record for 670 Bell Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,076 sqft · built 1948
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$71,752 (Mar 2020)
Tax Bill	$1,516 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-24-028-104-051`

Property Details

APN / Parcel Number

Primary APN	`06-24-028-104-051`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
1st Floor Area	992 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	213 ft deep x 50 ft wide
Porch	Porch
Porch Area	120 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	670 BELL AVE
City	ELYRIA
State	OH
Zip	44035-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASCADE COLONY FRNT 50.00 X 227.00
Legal Subdivision	CASCADE COLONY FRNT
Legal Tract	24
Legal Block	104
Legal Lot Number	66
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1002
Census Tract	70400

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	670 BELL AVE, ELYRIA, OH 44035-3412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 26, 2020	Warranty Deed, Transfer · Conventional with PMI FREEDOM MTG
May 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2020 · Amount on Record
Deed Sale	Mar 26, 2020 · Amount on Record
Prior Sale	May 16, 2019 · Amount on Record
Deed Document Number	2020001577
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	670 BELL AVE, ELYRIA, OH 44035-3412
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	670 BELL AVE, ELYRIA, OH 44035-3412

Mortgage

Document Number	0000076352
Date	Nov 24, 2025
Instrument	2025-0076352

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 26, 2020
Property Address	670 BELL AVE, ELYRIA, OH 44035-3412
Document Number	0000754391
Instrument Date	Mar 13, 2020
Instrument	754391
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$287.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	670 BELL AVE ELYRIA OH 440353412, ELYRIA, OH 44035-3412

Mortgage

Document Number	754510
Date	Mar 26, 2020
Instrument	754510

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2050

Mortgage

Document Number	754511,
Date	Mar 26, 2020
Instrument	754511

Lender

Name	HOUSING FIN AGCY

Agreement

Amount	Amount Recorded

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	May 16, 2019
Property Address	670 BELL AVE, ELYRIA, OH 44035-3412
Document Number	0000714881
Instrument Date	May 13, 2019
Instrument	714881
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	41532 HAZELWOOD ST ELYRIA OH 440351234, ELYRIA, OH 44035-1234

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,516.00	$30,670 (-0.01%) Land $8,610 Building $22,060	$87,640 (-) Land $24,600 Building $63,040
2024	$1,516.00 (+25.91%)	$30,674 (+42.22%) Land $8,610 Building $22,064	$87,640 (+42.23%) Land $24,600 Building $63,040
2023	$1,204.00 (+0.33%)	$21,568 (-0.01%) Land $9,356 Building $12,212	$61,620 (-) Land $26,730 Building $34,890
2022	$1,200.00	$21,570 Land $9,360 Building $12,210
2021			$61,620 Land $26,730 Building $34,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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