Walton County property record for 67 Spruce St, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,180 sqft · built 2023 |
| Lot Size | 0.266 acres (11,587 sqft) |
| Owner | Individual Name on File |
| Last Sale | $579,900 (May 2025) |
| Tax Bill | $2,826 (2024) |
| Deeds & Mortgages | Nov 2022 Mortgage Jul 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-1S-21-41010-003-0010 |
| Primary APN | 28-1S-21-41010-003-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,180 sqft Living Area |
| Gross Area | 3,058 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 11,587 sqft (0.266 acres) |
| Lot Dimensions | 15.5 ft deep x 7.5 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1058494 |
|---|---|
| Street Address | 67 SPRUCE ST |
| City | FREEPORT |
| State | FL |
| Zip | 32439-6699 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 3 CHEROKEE S/D PB 2-72 OR 3295-2375 OR 3359-3750 |
| Legal Range | 21W |
| Legal Township | 01S |
| Legal Section | 28 |
| Legal Subdivision | CHEROKEE S/D |
| Legal Block | 3 |
| Legal Lot Number | 6 2 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 950306 |
Source: Walton County records · APN 28-1S-21-41010-003-0010
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 67 SPRUCE ST, FREEPORT, FL 32439-6699 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Commercial Mortgage PROGRESS BANK & TRUST |
| Jul 12, 2023 | Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND |
| Feb 24, 2021 | Warranty Deed, Transfer · Commercial Mortgage PROGRESS BANK & TRUST |
| Oct 05, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage HARBOR CAPITAL LLC |
| May 07, 2019 | Warranty Deed, Transfer WFG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2025 · Amount on Record |
| Deed Sale | May 28, 2025 · Amount on Record |
| Prior Sale | Jul 12, 2023 · Amount on Record |
| Deed Document Number | 20250018521 |
| Deed Book / Page | 3359 / 3750 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 61 SPRUCE ST, FREEPORT, FL 32439-6699 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 90 PALM BLVD N 583, 583, NICEVILLE, FL 32588-7725 |
| Document Number | 0032730728 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 3273/728 |
| Instrument | 20220050019 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | DESTIN, FL 32541 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jul 12, 2023 |
| Property Address | 61 SPRUCE ST, FREEPORT, FL 32439-6699 |
| Document Number | 0032952375 |
| Book / Page | 3295 / 2375 |
| Map Reference | MB 2 PG 72 |
| Instrument Date | Jul 03, 2023 |
| Instrument | 20230024578 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | PANHANDLE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,779.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5148, NICEVILLE, FL 32578-5148 |
| Name | Verified Name |
|---|---|
| Address | 67 SPRUCE ST, FREEPORT, FL 32439-6699 |
| Document Number | 0032952380 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 3295/2380 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Feb 24, 2021 |
| Property Address | 61 SPRUCE ST, FREEPORT, FL 32439-6699 |
| Document Number | 0031842490 |
| Book / Page | 3184 / 2490 |
| Map Reference | MB 2 PG 72 |
| Instrument Date | Feb 01, 2021 |
| Instrument | 20210008641 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | PANHANDLE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $808.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5148, NICEVILLE, FL 32578-5148 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 5148, NICEVILLE, FL 32578-5148 |
| Document Number | 0031842491 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 3184/2491 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 05, 2020 |
| Property Address | 67 SPRUCE ST, FREEPORT, FL 32439-6699 |
| Document Number | 0031623792 |
| Book / Page | 3162 / 3792 |
| Map Reference | MB 2 PG 72 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 20200039213 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | PANHANDLE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17005 EMERALD COAST PKWY, 17005, DESTIN, FL 32541-3344 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 5148, NICEVILLE, FL 32578-5148 |
| Document Number | 0031623794 |
|---|---|
| Date | Oct 05, 2020 |
| Instrument | 3162/3794 |
| Name | HARBOR CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 10, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 07, 2019 |
| Property Address | 67 SPRUCE ST, FREEPORT, FL 32439-6699 |
| Document Number | 0031043758 |
| Book / Page | 003104 / 003758 |
| Instrument Date | Apr 04, 2019 |
| Instrument | 14531 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2019 |
| Title Company | WFG |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 506 HARBOR BLVD DESTIN FL 325412328, DESTIN, FL 32541-2328 |
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $335,187 (+663.96%) Land $46,875 Building $288,312 | $335,187 (+663.96%) Land $46,875 Building $288,312 | |
| 2024 | $2,826.00 (+687.19%) | ||
| 2023 | $359.00 (-84.44%) | $43,875 (-83.76%) Land $43,875 | $43,875 (-83.76%) Land $43,875 |
| 2022 | $2,307.00 | $270,221 Land $270,221 | $270,221 Land $270,221 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 2 (2017–2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
May also be available: Spectrum.
Based on FCC filings for 91 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKE SHARON ESTATES private · serves 160 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Also Mapped Here | NORTH BAY WATER SYSTEM |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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