67 S Main St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 67 S Main St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 722 sqft · built 1900
Lot Size	0.37 acres (16,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,900 (Nov 2023)
Tax Bill	$29 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:S-15 B:0046 L:0018`

Property Details

APN / Parcel Number

Primary APN	`M:S-15 B:0046 L:0018`
Alternative APN	`GARD M:R17 B:19 L:32`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	722 sqft Living Area
Gross Area	1,524 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,108 sqft (0.37 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	67 S MAIN ST
City	GARDNER
State	MA
Zip	01440-3343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	19
Legal Lot Number	32
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2005
Census Tract	707100

Owner

Source: Worcester County and Gardner City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	67 S MAIN ST, GARDNER, MA 01440-3343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage PLANET HOME LENDING LLC
Nov 3, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Mar 28, 2023	Warranty Deed, Transfer
Feb 2, 2022	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2023 · Amount on Record
Deed Sale	Nov 3, 2023 · Amount on Record
Prior Sale	Mar 28, 2023 · Amount on Record
Deed Document Number	202392543
Deed Book / Page	69846 / 46
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	67 S MAIN ST, GARDNER, MA 01440-3343
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073225-251
Date	Feb 24, 2026
Book Page	73225/251
Instrument	13554

Lender

Name	PLANET HOME LENDING LLC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	337 Months
Due	Mar 1, 2054

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Nov 3, 2023
Property Address	67 S MAIN ST, GARDNER, MA 01440-3343
Document Number	0069846-46
Book / Page	69846 / 46
Instrument Date	Nov 3, 2023
Instrument	92543
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	67 S MAIN ST, GARDNER, MA 01440-3343

Mortgage

Document Number	0000092544
Date	Nov 3, 2023
Instrument	92544

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARDNER MA
Recording Date	Mar 28, 2023
Property Address	67 S MAIN ST, GARDNER, MA 01440-3343
Document Number	068957-206
Book / Page	68957 / 206
Instrument Date	Jan 18, 2023
Instrument	23586
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67 S MAIN ST, GARDNER, MA 01440-3343

February 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	GARDNER MA
Recording Date	Feb 2, 2022
Property Address	67 S MAIN ST, GARDNER, MA 01440-3343
Document Number	067057-355
Book / Page	67057 / 355
Instrument Date	Jan 21, 2022
Instrument	13459
Transaction Type	Foreclosure
Record Updated	Feb 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 N MARKET ST STE 100, 100, WILMINGTON, DE 19801-4937

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29.00 (-98.96%)	$207,000 (+10.93%) Land $72,200 Building $134,800	$224,200
2024	$2,797.00 (+2.6%)	$186,600 (+10.41%) Land $65,700 Building $120,900
2023	$2,726.00	$169,000 Land $64,800 Building $104,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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