67 Norman St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 67 Norman St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 954 sqft · built 1970
Lot Size	0.239 acres (10,400 sqft)
Owner	Individual Name on Record
Tax Bill	$5,105 (2026)
Deeds & Mortgages	Sep 2021 Refinance Sep 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GARD M:M27 B:9 L:26`

Property Details

APN / Parcel Number

Primary APN	`GARD M:M27 B:9 L:26`
Alternative APN	`M:N-29 B:0008F L:0026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	954 sqft Living Area
Gross Area	1,874 sqft
Basement Area	920 sqft
Unfinished Basement	920 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,400 sqft (0.239 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	67 NORMAN ST
City	GARDNER
State	MA
Zip	01440-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	CORMIER REALTY INC
Legal Block	9
Legal Lot Number	26
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1028
Census Tract	707400

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	67 NORMAN ST, GARDNER, MA 01440-1915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Sep 4, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 24, 2017	Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2017
Deed Sale	Mar 24, 2017
Prior Sale	Aug 11, 2010 · Amount on Record
Deed Document Number	201729619
Deed Book / Page	56888 / 253
Transfer Doc	59355-140
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	67 NORMAN ST, GARDNER, MA 01440-1915
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65988-1
Date	Sep 3, 2021
Book Page	65988/1
Instrument	124449

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Sep 4, 2018
Property Address	67 NORMAN ST, GARDNER, MA 01440-1915
Document Number	59355-140
Book / Page	059355 / 000140
Instrument Date	Sep 4, 2018
Instrument	93171
Transaction Type	Transfer
Record Updated	Sep 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67 NORMAN ST GARDNER MA 014401915, GARDNER, MA 01440-1915

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Mar 24, 2017
Property Address	67 NORMAN ST, GARDNER, MA 01440-1915
Document Number	56888-253
Book / Page	056888 / 000253
Instrument Date	Mar 17, 2017
Instrument	29619
Transaction Type	Transfer
Record Updated	Apr 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	67 NORMAN ST GARDNER MA 014401915, GARDNER, MA 01440-1915

Mortgage

Document Number	56888-256
Date	Mar 24, 2017
Book Page	056888/000256
Instrument	29620

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 23, 2037

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,105.00 (+10,318.37%)	$370,700 (+7.23%) Land $83,200 Building $287,500	$369,094 (+21.95%)
2025	$49.00 (-98.96%)	$345,700 (+10.24%) Land $75,600 Building $270,100	$302,670
2024	$4,701.00 (+3.8%)	$313,600 (+11.68%) Land $68,800 Building $244,800
2023	$4,529.00	$280,800 Land $67,800 Building $213,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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