67 Monadnock St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 67 Monadnock St, Gardner, MA 01440

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,188 sqft · built 1913
Lot Size	0.335 acres (14,606 sqft)
Owner	Individual Name on Record
Last Sale	$141,500 (Feb 2003)
Tax Bill	$3,745 (2026)
Deeds & Mortgages	Jun 2025 Mortgage Feb 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:N-25 B:0025 L:0024`

Property Details

APN / Parcel Number

Primary APN	`M:N-25 B:0025 L:0024`
Alternative APN	`GARD M:M27 B:24 L:24`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,188 sqft Living Area
Gross Area	2,318 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,606 sqft (0.335 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	67 MONADNOCK ST
City	GARDNER
State	MA
Zip	01440-2103
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	24
Legal Lot Number	24
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2007
Census Tract	707400

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	67 MONADNOCK ST, GARDNER, MA 01440-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage GFA FEDERAL CREDIT UNION
Feb 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2003 · Amount on Record
Deed Sale	Feb 12, 2003 · Amount on Record
Prior Sale	Jul 21, 1998 · Amount on Record
Deed Book / Page	29019 / 8
Transfer Doc	50144-26
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	67 MONADNOCK ST, GARDNER, MA 01440-2103
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072168-173
Date	Jun 25, 2025
Book Page	72168/173
Instrument	51590

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jul 1, 2030

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	67 MONADNOCK ST, GARDNER, MA 01440-2103
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067054-87
Date	Feb 2, 2022
Book Page	67054/87
Instrument	13199

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,745.00 (+27.95%)	$272,000 (+33.46%) Land $78,500 Building $193,500	$306,633
2025	$2,927.00 (-7.75%)	$203,800 (-3.73%) Land $71,300 Building $132,500
2024	$3,173.00 (+9.3%)	$211,700 (+17.61%) Land $64,900 Building $146,800
2023	$2,903.00	$180,000 Land $64,000 Building $116,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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