67 Charles St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 67 Charles St, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1955
Lot Size	0.221 acres (9,630 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Jul 2026)
Tax Bill	$4,085 (2026)
Deeds & Mortgages	Jul 2026 Second Mortgage Jul 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:24 L:180`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:24 L:180`
Alternative APNs	`M:0024 B:0000 L:0180` `215015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	2,132 sqft
1st Floor Area	936 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,630 sqft (0.221 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	215015
Street Address	67 CHARLES ST
City	DRACUT
State	MA
Zip	01826-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	180
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1001
Census Tract	314101

Owner

67 Charles St is owned and occupied by two individuals who bought it in July 2026.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	67 CHARLES ST, DRACUT, MA 01826-3017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE
Jul 28, 2026	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Sep 12, 2017	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA
Mar 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on File
Deed Sale	Jul 28, 2026 · Amount on File
Prior Sale	Apr 19, 2019 · Amount on File
Deed Document Number	202624376
Deed Book / Page	40236 / 129
Prior Transfer Date	Jul 27, 2026
Prior Transfer Doc	0000024376
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Recording Date	Jul 28, 2026
Property Address	67 CHARLES ST, DRACUT, MA 01826-3017
Document Number	0000024378
Book / Page	40236 / 150
Instrument Date	Jul 27, 2026
Instrument	202624378
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67 CHARLES ST, DRACUT, MA 01826-3017

Mortgage

Document Number	0000024378,
Date	Jul 28, 2026
Book Page	40236/150
Instrument	202624378

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Jul 28, 2026
Property Address	67 CHARLES ST, DRACUT, MA 01826-3017
Document Number	0000024376
Book / Page	40236 / 129
Instrument Date	Jul 27, 2026
Instrument	202624376
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	67 CHARLES ST, DRACUT, MA 01826-3017

Mortgage

Date	Jul 28, 2026

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	6.52%
Max Rate	-1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	67 CHARLES ST, DRACUT, MA 01826-3017
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31462-134
Date	Sep 12, 2017
Book Page	31462/134
Instrument	40527

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	67 CHARLES ST, DRACUT, MA 01826-3017
Document Number	31936-201
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31936-201
Date	Mar 19, 2018
Book Page	031936/000201
Instrument	10636

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 67 Charles St was $4,085, up 3.5% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,085.00 (+3.55%)	$422,400 (+8.36%) Land $207,100 Building $215,300	$420,660 (-)
2025	$3,945.00 (+0.38%)	$389,800 (+3.64%) Land $190,000 Building $199,800	$420,660 (-0.85%)
2024	$3,930.00 (+0.1%)	$376,100 (+10.94%) Land $180,900 Building $195,200	$424,270
2023	$3,926.00	$339,000 Land $157,300 Building $181,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 67 Charles St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Mar 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 67 Charles St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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