67 Cascade Ter, Niskayuna (Schenectady), NY 12309 Property Records

Albany County and Colonie Town property record for 67 Cascade Ter, Niskayuna, NY 12309

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,390 sqft · built 1976
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on File
Last Sale	$249,500 (Feb 2015)
Tax Bill	$10,026 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`012689 7.4-4-40`

Property Details

APN / Parcel Number

Primary APN	`012689 7.4-4-40`
Alternative APNs	`268900700400040400000000` `00700400040400000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,390 sqft Living Area
1st Floor Area	1,102 sqft
2nd Floor Area	1,288 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	37,026 sqft (0.85 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	356 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00700400040400000000
Street Address	67 CASCADE TER
City	SCHENECTADY
State	NY
Zip	12309-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	LOT N-69 E-394 VLY RD C-67-91
Legal Subdivision	CASCADE TERRACE
Legal Block	4
Legal Lot Number	40.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2001
Census Tract	13802

Owner

67 Cascade Ter is owned and occupied by an individual who bought it in February 2015.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	67 CASCADE TER, SCHENECTADY, NY 12309-1905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2015 · Amount on File
Deed Sale	Feb 18, 2015 · Amount on File
Deed Document Number	201511781225
Deed Book / Page	3127 / 623
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	67 CASCADE TER, NISKAYUNA, NY 12309-1905
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	LONG ALLEY ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67 CASCADE TER, SCHENECTADY, NY 12309-1905

Mortgage

Document Number	0000000706
Date	Mar 21, 2022
Instrument	R2022-7706

Lender

Name	SARATOGA NATIONAL BANK & TRUST CO
Type	Bank
Address	SARATOGA SPRINGS, NY 12866

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 67 Cascade Ter was $10,026, up 16.4% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	Niskayuna Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,026.00 (+16.39%)
2025	$8,614.00	$176,000 Land $44,000 Building $132,000	$402,700 Land $100,675 Building $302,025
2023		$176,000 (+2.92%) Land $44,000 Building $132,000	$345,100 (+12.51%) Land $86,275 Building $258,825
2022		$171,000 Land $42,700 Building $128,300	$306,726 Land $76,592 Building $230,134
2021	$8,364.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 67 Cascade Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 67 Cascade Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20