6698 Iris Ave, Cincinnati, OH 45213 Property Records

Hamilton County property record for 6698 Iris Ave, Cincinnati, OH 45213

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,748 sqft · built 1928
Lot Size	0.312 acres (13,591 sqft)
Owner	Individual Name on File
Last Sale	$208,180 (Jul 2018)
Tax Bill	$6,318 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`128-0001-0114-00`

Property Details

APN / Parcel Number

Primary APN	`128-0001-0114-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,748 sqft Living Area
1st Floor Area	964 sqft
2nd Floor Area	784 sqft
Basement Area	964 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1928
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	13,591 sqft (0.312 acres)
Lot Dimensions	150 ft deep x 93 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	6698 IRIS AVE
City	CINCINNATI
State	OH
Zip	45213-1161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6698 IRIS AV 92.25X150 LOT 201 PT 200 BELMONT LND ASSN 3RD SUB PAR 114-115 CON
Legal Subdivision	LND ASSN 3RD SUB
Legal Lot Number	201
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1009
Census Tract	5800

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6698 IRIS AVE, CINCINNATI, OH 45213-1161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 13, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage KEMBA CREDIT UNION INC
Jul 5, 2018	Deed of Trust, Mortgage JOAN RATTERMAN
Jul 5, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 5, 2018 · Amount on Record
Deed Sale	Jul 5, 2018 · Amount on Record
Prior Sale	Jul 5, 2018 · Amount on Record
Deed Document Number	0000057720
Deed Book / Page	013703 / 002114
Last Transfer Date	Jun 13, 2022
Transfer Doc	0000058335
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6698 IRIS AVE, CINCINNATI, OH 45213-1161
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008031
Date	Oct 25, 2017
Instrument	17-0098031

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 29, 2047

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Jun 13, 2022
Property Address	6698 IRIS AVE, CINCINNATI, OH 45213-1161
Document Number	0000058335
Book / Page	14687 / 1168
Map Reference	MB 27 PG 10&11
Instrument Date	May 27, 2022
Instrument	2022-0058335
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6698 IRIS AVE, CINCINNATI, OH 45213-1161

Mortgage

Document Number	0000058336
Date	Jun 13, 2022
Instrument	2022-0058336

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	7.37%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6698 IRIS AVE, CINCINNATI, OH 45213-1161
Document Number	0000007315
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6698 IRIS AVE CINCINNATI OH 452131161, CINCINNATI, OH 45213-1161

Mortgage

Document Number	0000007315
Date	Jan 29, 2019
Book Page	013843/001015
Instrument	7315

Lender

Name	JOAN RATTERMAN
Address	388 HAWKINSRIDGE LN, CINCINNATI, OH 45230

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 5, 2018
Property Address	6698 IRIS AVE, CINCINNATI, OH 45213-1161
Document Number	0000057720
Book / Page	013703 / 002114
Instrument Date	Jun 27, 2018
Instrument	57720
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$624.54
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6698 IRIS AVE CINCINNATI OH 452131161, CINCINNATI, OH 45213-1161

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,318.00 (+3.13%)	$102,375 (+%) Land $23,250 Building $79,125
2024	$6,126.00 (-2.22%)	$102,374 (-) Land $23,250 Building $79,124
2023	$6,265.00 (+27.18%)	$102,374 (+41.94%) Land $23,250 Building $79,124	$292,500 (+41.94%) Land $66,430 Building $226,070
2022	$4,926.00 Homeowner's exemption	$72,125 Land $17,360 Building $54,765
2020			$206,070 Land $49,600 Building $156,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1979–1994)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Jul 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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