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6697 E Lake Rd, Auburn, NY 13021 Property Records

Cayuga County and Owasco Town property record for 6697 E Lake Rd, Auburn, NY 13021

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,284 sqft · built 1992
Lot Size1.67 acres (72,745 sqft)
Owner2 Individual Names on File
Last Sale$1,180,000 (Aug 2022)
Tax Bill$13,103 (2025)
Deeds & MortgagesJul 2024 Sale
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN054600 123.04-1-54

Property Details

APN / Parcel Number

Primary APN054600 123.04-1-54
Alternative APNs
  • 460012300400010540000000
  • 054600 123.04-1-54.1
  • 14006140

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,284 sqft Living Area
1st Floor Area1,856 sqft
2nd Floor Area1,428 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area72,745 sqft (1.67 acres)
Lot Dimensions270 ft deep x 108 ft wide
View / LotWaterfront
Garage Area864 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area264 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number14006140
Street Address6697 E LAKE RD
CityAUBURN
StateNY
Zip13021-8251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAD 853-99,UNR SM 302.4'LAKE FRONT
Legal Block1
Legal Lot Number54.001
JurisdictionCAYUGA NY
Township / Civil DivisionOWASCO
Census Block Group3
Census Block3016
Census Tract40700

Owner

6697 E Lake Rd is owned and occupied by two individuals who acquired it in July 2024.

Source: Cayuga County and Owasco Town records, as of May 1, 2026

Owner of Record2 Individual Names on File
Mailing Address6697 E LAKE RD, AUBURN, NY 13021-8251
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2024Warranty Deed, Transfer
Aug 5, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
NBT BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2022 · Amount on File
Deed SaleAug 5, 2022 · Amount on File
Deed Document Number2022215836
Deed Book / Page4258 / 15
Last Transfer DateJul 23, 2024
Transfer Doc004501/298
Record UpdatedOct 29, 2026

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAYUGA NY
Recording DateJul 25, 2024
Property Address6697 E LAKE RD, AUBURN, NY 13021-8251
Document Number004501/298
Book / Page4501 / 298
Instrument DateJul 23, 2024
Instrument2024-230097
Transaction TypeTransfer
Record UpdatedMar 20, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6697 E LAKE RD, AUBURN, NY 13021-8251

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAYUGA NY
Recording DateAug 5, 2022
Property Address6697 E LAKE RD, AUBURN, NY 13021-8251
Document Number0004258/15
Book / Page4258 / 15
Instrument DateAug 3, 2022
Instrument2022-215836
Transaction TypeTransfer
Record UpdatedMar 20, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7177 OWASCO RD, AUBURN, NY 13021-5530

Mortgage

Document Number2022215837
DateAug 5, 2022
Instrument2022-215837
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6697 E Lake Rd was $13,103.

Source: Cayuga County and Owasco Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionOwasco Town
Unified School DistrictAuburn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,103.00$471,500 Land $242,400 Building $229,100$1,003,191 Land $515,744 Building $487,447
2023$616,500 Land $362,000 Building $254,500$1,081,579 Land $635,088 Building $446,491
2020$10,904.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6697 E Lake Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims3 (1981–2021)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2021 · Remnants Of Tropical Storm Fred

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6697 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOWASCO WATER DISTRICT
serves 3,000 people · EPA ID NY0501721
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber		980 / 880
CBN
Fixed Wireless · not low latency		100 / 100
T-Mobile
Fixed Wireless		100 / 20

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