6696 Holland Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 6696 Holland Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1976
Lot Size	1.16 acres (50,878 sqft)
Owner	Individual Name on Record
Last Sale	$174,000 (Feb 2019)
Tax Bill	$3,727 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-604-0009-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-604-0009-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	50,878 sqft (1.16 acres)
Lot Depth	500 ft Depth
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6696 HOLLAND RD
City	CLAY
State	MI
Zip	48001-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LOT 9 WOODLAND ACRES AS RECORDED IN LIBER 57 OF PLATS PG 23 ST CLAIR COUNTY REGISTER OF DEEDS
Legal Range	16E
Legal Township	WP
Legal Section	32
Legal Subdivision	WOODLAND ACRES
Legal Lot Number	9
Legal Unit	9
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	4
Census Block	4011
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6696 HOLLAND RD, CLAY, MI 48001-3712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Feb 12, 2019	Warranty Deed, Transfer MORTGAGE 1 AT SUBURBAN
Apr 4, 2017	Warranty Deed, Transfer VANTAGE PT TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2019 · Amount on Record
Deed Sale	Feb 12, 2019 · Amount on Record
Prior Sale	Apr 4, 2017 · Amount on Record
Deed Document Number	20192612
Deed Book / Page	5030 / 707
Prior Transfer Date	Feb 27, 2014
Prior Transfer Doc	004486/159
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6696 HOLLAND RD, CLAY, MI 48001-3712
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6696 HOLLAND RD, CLAY, MI 48001-3712

Mortgage

Document Number	0005594942
Date	Jan 30, 2023
Book Page	5594/942
Instrument	2023001571

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 15, 2033

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 12, 2019
Property Address	6696 HOLLAND RD, CLAY, MI 48001-3712
Document Number	0050300707
Book / Page	005030 / 000707
Instrument Date	Jan 31, 2019
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,496.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50554 ELSEY ST NEW BALTIMORE MI 480471606, NEW BALTIMORE, MI 48047-1606

Mortgage

Document Number	50300709
Date	Feb 12, 2019
Book Page	005030/000709

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 4, 2017
Property Address	6696 HOLLAND RD, CLAY, MI 48001-3712
Document Number	0048150474
Book / Page	004815 / 000474
Instrument Date	Mar 17, 2017
Transaction Type	Transfer
Record Updated	Apr 21, 2017
Title Company	VANTAGE PT TITLE INC

Transaction

Amount	Amount Recorded
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6696 HOLLAND RD CLAY MI 480013712, CLAY, MI 48001-3712

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,900 (+5.55%)	$277,800 (+5.55%)
2025	$3,727.00 (+2.28%) Homeowner's exemption	$131,600 (+20.07%)
2024	$3,644.00 (+8.68%)		$263,200 (+20.07%)
2023		$109,600
2022	$3,353.00		$219,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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