Frederick County property record for 6695 Stone Ridge Ct, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 4,026 sqft · built 1988 |
| Lot Size | 0.506 acres (22,045 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $243,000 (Apr 1988) |
| Tax Bill | $7,201 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Aug 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-430919 |
| Primary APN | 21-430919 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,026 sqft Living Area |
| Gross Area | 4,626 sqft |
| 1st Floor Area | 1,848 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 22,045 sqft (0.506 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 142 sqft |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 430919 |
|---|---|
| Street Address | 6695 STONE RIDGE CT |
| City | FREDERICK |
| State | MD |
| Zip | 21702-2989 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 10 PLAT 3 SECT 1 22045 SQ. FT. CLOVER HILL III |
| Legal Subdivision | CLOVER HILL III SEC 1 3 |
| Legal Lot Number | 10 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 21, TUSCARORA |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 751201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
6695 Stone Ridge Ct is owner-occupied and held in a trust since October 2025.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6695 STONE RIDGE CT, FREDERICK, MD 21702-2989 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2025 | Intrafamily Transfer, Transfer |
| Aug 30, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Aug 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 1988 · Amount on File |
| Deed Sale | Apr 7, 1988 · Amount on File |
| Deed Book / Page | 1480 / 202 |
| Last Transfer Date | Oct 22, 2025 |
| Transfer Doc | 0175780199 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 28, 2025 |
| Property Address | 6695 STONE RIDGE CT, FREDERICK, MD 21702-2989 |
| Document Number | 0175780199 |
| Book / Page | 17578 / 199 |
| Map Reference | MB 35 PG 154 |
| Instrument Date | Oct 22, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 6695 STONE RIDGE CT, FREDERICK, MD 21702-2989 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6695 STONE RIDGE CT, FREDERICK, MD 21702-2989 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 6695 STONE RIDGE CT, FREDERICK, MD 21702-2989 |
| Document Number | 0165820012 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 16582/12 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6695 STONE RIDGE CT, FREDERICK, MD 21702-2989 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0151580388 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 15158/388 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 6695 Stone Ridge Ct was $7,201, up 6.4% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $693,600 (+8.91%) Land $148,100 Building $545,500 | $693,600 (-) Land $148,100 Building $545,500 | |
| 2025 | $7,201.00 (+6.37%) Homeowner's exemption | $636,833 | $693,600 Land $148,100 Building $545,500 |
| 2024 | $6,770.00 (+8.82%) | ||
| 2023 | $6,221.00 Homeowner's exemption | $523,300 Land $86,000 Building $437,300 | $523,300 Land $86,000 Building $437,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6695 Stone Ridge Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6695 Stone Ridge Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLOVERHILL 3 - CONSECUTIVE TO MD0100015 serves 888 people · EPA ID MD0100031 |
|---|---|
| Water Source | Purchased surface water from CITY OF FREDERICK |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2017) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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