6695 State Rte 186, Mc Comb, OH 45858 Property Records

Hancock County property record for 6695 State Rte 186, Mc Comb, OH 45858

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,152 sqft · built 2008
Lot Size	2.69 acres (117,176 sqft)
Owner	Individual Name on File
Last Sale	$113,000 (Sep 2000)
Tax Bill	$6,782 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2005 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1010-060-00-013.000`

Property Details

APN / Parcel Number

Primary APN	`1010-060-00-013.000`
Alternative APN	`280000056770`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,152 sqft Living Area
1st Floor Area	1,400 sqft
2nd Floor Area	752 sqft
Basement Area	1,400 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	117,176 sqft (2.69 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	6695 STATE ROUTE 186
City	MC COMB
State	OH
Zip	45858-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T1N R10 S06 PT S END E1/2 SW1/4
Legal Range	10E
Legal Township	01N
Legal Section	06
Jurisdiction	HANCOCK OH
Township / Civil Division	LIBERTY
Census Block Group	5
Census Block	5006
Census Tract	302

Owner

6695 State Rte 186 is owned and occupied by an individual who acquired it in October 2023.

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6695 STATE ROUTE 186, MC COMB, OH 45858-9441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE UNION BANK CO
Jun 22, 2005	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HOME MORTGAGE CORP
Jul 9, 2009	Deed of Trust, Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Aug 24, 2005	Deed of Trust, Mortgage FIFTH THIRD BANK NORTHWESTERN OHIO
Oct 18, 2023	Transfer on Death Deed, Transfer
Mar 21, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2000 · Amount on File
Deed Sale	Sep 26, 2000 · Amount on File
Prior Sale	Dec 21, 1995 · Amount on File
Last Transfer Date	Oct 11, 2023
Transfer Doc	02606/3564
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	6695 STATE ROUTE 186, MC COMB, OH 45858-9441
Transaction Type	Mortgage
Record Updated	May 29, 2026
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02586/1619
Date	Aug 31, 2021
Book Page	2586/1619
Instrument	202100010251

Lender

Name	THE UNION BANK CO
Type	Bank
Address	COLUMBUS GROVE, OH 45830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	6695 STATE ROUTE 186, MC COMB, OH 45858-9441
Transaction Type	Mortgage
Record Updated	May 29, 2026
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002268/353
Date	Jun 22, 2005
Book Page	2268/353
Instrument	200500007650

Lender

Name	AMERICAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2035

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	6695 STATE ROUTE 186, MC COMB, OH 45858-9441
Transaction Type	Mortgage
Record Updated	May 29, 2026
Title Company	MIDLAND TITLE, MID AM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02361/1372
Date	Jul 9, 2009
Book Page	2361/1372
Instrument	200900007612

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2039

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	6695 STATE ROUTE 186, MC COMB, OH 45858-9441
Transaction Type	Mortgage
Record Updated	May 29, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02273/1406
Date	Aug 24, 2005
Book Page	2273/1406
Instrument	200500010869

Lender

Name	FIFTH THIRD BANK NORTHWESTERN OHIO
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount on Record
Term	239 Months
Due	Jul 25, 2025

October 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK OH
Recording Date	Oct 18, 2023
Property Address	6695 STATE ROUTE 186, MC COMB, OH 45858-9441
Document Number	02606/3564
Book / Page	2606 / 3564
Instrument Date	Oct 17, 2023
Instrument	202300007004
Transaction Type	Transfer
Record Updated	May 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Mar 21, 2019
Property Address	6695 STATE ROUTE 186, MC COMB, OH 45858-9441
Document Number	02554/0224
Book / Page	2554 / 0224
Instrument Date	Oct 29, 2018
Instrument	201900002007
Transaction Type	Transfer
Record Updated	May 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6695 STATE ROUTE 186, MC COMB, OH 45858-9441

Mortgage

Document Number	201900002008
Date	Mar 21, 2019
Instrument	201900002008

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Dec 1, 2048

Interest

Index	3-Month LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 6695 State Rte 186 was $6,782 with a homeowner's exemption, up 24.8% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Liberty Township
Unified School District	McComb Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,782.00 (+24.83%) Homeowner's exemption	$190,920 (+30.71%) Land $20,480 Building $170,440	$545,480 Land $58,510 Building $486,970
2024	$5,433.00 (+2.41%)	$146,060 (-) Land $12,800 Building $133,260
2023	$5,305.00 (+0.99%) Homeowner's exemption	$146,060 (-) Land $12,800 Building $133,260
2022	$5,253.00 Homeowner's exemption	$146,060 Land $12,800 Building $133,260	$417,320 Land $36,570 Building $380,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6695 State Rte 186 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6695 State Rte 186 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link, MetaLINK Technologies, Verizon, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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