6695 Spring Garden Run, Lake Worth, FL 33463 Property Records

Palm Beach County property record for 6695 Spring Garden Run, Lake Worth, FL 33463

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,986 sqft · built 2001
Lot Size	0.12 acres (5,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Jan 2024)
Tax Bill	$7,175 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Mar 2020 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-45-02-20-000-1190`

Property Details

APN / Parcel Number

Primary APN	`00-42-45-02-20-000-1190`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,986 sqft Living Area
Gross Area	2,493 sqft
1st Floor Area	832 sqft
Upper Floors Area	1,154 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	5,236 sqft (0.12 acres)
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Pool Area	90 sqft
Porch	Finished/Open Porch
Porch Area	45 sqft
Patio Area	550 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6695 SPRING GARDEN RUN
City	LAKE WORTH
State	FL
Zip	33463-7431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	RIVERMILL LT 119
Legal Range	42E
Legal Township	45S
Legal Section	02
Legal Subdivision	RIVERMILL
Legal Lot Number	119
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2010
Census Tract	5916

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6695 SPRING GARDEN RUN, LAKE WORTH, FL 33463-7431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO
Mar 18, 2020	Loan Modification, Mortgage · Conventional with PMI PINGORA LOAN SVCNG
Jul 11, 2018	Loan Modification, Mortgage · FHA Mortgage PINGORA LOAN SVCNG
Jul 11, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 5, 2017	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2024 · Amount on Record
Deed Sale	Jan 31, 2024 · Amount on Record
Prior Sale	May 5, 2017 · Amount on Record
Deed Document Number	202434067
Deed Book / Page	34803 / 574
Prior Transfer Date	Jul 14, 2015
Prior Transfer Doc	0276910036
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jan 31, 2024
Property Address	6695 SPRING GARDEN RUN, LAKE WORTH, FL 33463-7431
Document Number	0348030574
Book / Page	34803 / 574
Map Reference	MB 88 PG 71
Instrument Date	Jan 26, 2024
Instrument	20240034067
Transaction Type	Transfer
Record Updated	Feb 22, 2024
Title Company	EXCEPTIONAL TITLE INSURANCE AGENCY AND E, EXCEPTIONAL TTL INS AGCY & E

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72 BRIAN RD, WEST CALDWELL, NJ 07006-8236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6695 SPRING GARDEN RUN, LAKE WORTH, FL 33463-7431

Mortgage

Document Number	0034803577
Date	Jan 31, 2024
Instrument	34803/577

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PALM BEACH FL
Property Address	6695 SPRING GARDEN RUN, LAKE WORTH, FL 33463-7431
Document Number	0313711734
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6695 SPRING GARDEN RUN LAKE WORTH FL 334637431, LAKE WORTH, FL 33463-7431

Mortgage

Document Number	0313711734
Date	Apr 20, 2020
Book Page	031371/001734
Instrument	138618

Lender

Name	PINGORA LOAN SVCNG
Type	Funding / Finance Company
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

Interest

Rate	3.87%

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PALM BEACH FL
Property Address	6695 SPRING GARDEN RUN, LAKE WORTH, FL 33463-7431
Document Number	0300951563
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6695 SPRING GARDEN RUN LAKE WORTH FL 334637431, LAKE WORTH, FL 33463-7431

Mortgage

Document Number	0300951563
Date	Aug 31, 2018
Book Page	030095/001563
Instrument	338650

Lender

Name	PINGORA LOAN SVCNG
Type	Funding / Finance Company
Address	EWING, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Interest

Rate Type	Fixed Rate
Rate	3.87%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	6695 SPRING GARDEN RUN, LAKE WORTH, FL 33463-7431
Document Number	0300260853
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6695 SPRING GARDEN RUN LAKE WORTH FL 334637431, LAKE WORTH, FL 33463-7431

Mortgage

Document Number	0300260853
Date	Jul 31, 2018
Book Page	030026/000853
Instrument	295199

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 5, 2017
Property Address	6695 SPRING GARDEN RUN, LAKE WORTH, FL 33463-7431
Document Number	0290651002
Book / Page	29065 / 1002
Map Reference	MB88 PG71
Instrument Date	Mar 13, 2017
Instrument	20170160370
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AFFLIANT TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2131 NW 86TH TER, 2131, CORAL SPRINGS, FL 33071-6137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6695 SPRING GARDEN RUN, LAKE WORTH, FL 33463-7431

Mortgage

Document Number	20170160371
Date	May 5, 2017
Instrument	20170160371

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,175.00 (+12.21%)	$402,231 (-4.97%)	$402,231 (-4.97%) Land $115,464 Building $286,767
2024	$6,394.00 (-1.37%)
2023	$6,483.00 (+9.42%)	$423,286 (+16.81%) Land $109,104 Building $314,182	$423,286 (+16.81%) Land $109,104 Building $314,182
2022	$5,925.00	$362,364 Land $99,187 Building $263,177	$362,364 Land $99,187 Building $263,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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